TRMK
NEUTRAL
$45.2
Live
Trustmark Corporation · NASDAQ
Target $45.2
(0.0%)
$32.68
52W Range
$45.82
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 21, 2026
Market cap
$2.66B
P/E
12.22
ROE
11.0%
Profit margin
28.5%
Debt/Equity
N/A
Dividend yield
2.21%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
TRMK presents a classic value disconnect: it is fundamentally undervalued relative to its Graham Number ($54.71) and Intrinsic Value ($49.77), yet it suffers from severe technical weakness (10/100 trend) and poor insider sentiment. The Piotroski F-Score of 4/9 indicates stable but non-improving financial health. While the company has a stellar track record of beating earnings estimates over 25 quarters, the modest growth rates and high PEG ratio (2.29) suggest limited near-term catalysts. The stock is a defensive hold with a safe dividend, but lacks the momentum for a bullish rating.
Key Strengths
Trading at a discount to both Graham Number ($54.71) and Intrinsic Value ($49.77)
Exceptional earnings track record with consistent beats over 25 quarters
Very sustainable dividend payout ratio of 25.95%
Strong long-term price appreciation (110.1% over 3 years)
Stable financial health as indicated by a Piotroski F-Score of 4/9
Key Risks
Severe bearish technical trend (10/100 score)
Low insider confidence with net bearish activity
High PEG ratio (2.29) indicating overvaluation relative to current growth rates
Low Return on Assets (ROA) of 1.21%, typical of regional bank headwinds
Slow earnings growth (4.30% YoY) compared to sector averages
AI Fair Value Estimate
Based on comprehensive analysis
$50.25
+11.2% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
65
Strong
85
40
90
50
60
AI Verdict
Value Trap Potential
Key drivers: Fundamental undervaluation, Technical breakdown, Stagnant growth
Confidence
80%
Value
85/100
Ref P/E 12.22, PEG 2.29, Graham Number $54.71
Positives
- P/E of 12.22 is low
- Price is below Graham Number
Watchpoints
- PEG ratio is elevated
Future
40/100
Ref Growth rates and PEG
Positives
- Consistent earnings beats
Watchpoints
- Low YoY earnings growth (4.3%)
- Low revenue growth (7.2%)
Past
90/100
Ref Historical trends and Earnings track record
Positives
- Strong 5Y change (+59.9%)
- Consistent quarterly surprise history
Watchpoints
No urgent risks highlighted.
Health
50/100
Ref Piotroski F-Score 4/9
Positives
- Piotroski score in 'Stable' range
Watchpoints
- Lack of Altman Z-Score data
- Piotroski score not in 'Strong' range
Dividend
60/100
Ref Yield 2.21%, Payout 25.95%
Positives
- Low payout ratio (25.95%)
Watchpoints
- Low dividend yield (2.21%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$45.2
Analyst Target
$45.2
Upside/Downside
0.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for TRMK and closest competitors.
Updated 2026-04-20
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
TRMK
Trustmark Corporation
Primary
|
+59.9% | +110.1% | +41.7% | +19.5% | +10.6% | +0.7% |
|
FRME
First Merchants Corporation
Peer
|
+5.0% | +48.0% | +16.6% | +13.3% | +10.9% | +5.2% |
|
CVBF
CVB Financial Corp.
Peer
|
+10.9% | +40.7% | +23.9% | +7.4% | +4.5% | +3.6% |
|
ETOR
eToro Group Ltd.
Peer
|
-40.3% | -40.3% | -40.3% | -24.2% | -1.7% | +3.4% |
|
TBBK
The Bancorp, Inc.
Peer
|
+183.8% | +122.8% | +40.1% | -17.3% | +15.9% | +2.4% |
TRM
Trustmark Corporation
Primary
5Y
+59.9%
3Y
+110.1%
1Y
+41.7%
6M
+19.5%
1M
+10.6%
1W
+0.7%
FRM
First Merchants Corporation
Peer
5Y
+5.0%
3Y
+48.0%
1Y
+16.6%
6M
+13.3%
1M
+10.9%
1W
+5.2%
CVB
CVB Financial Corp.
Peer
5Y
+10.9%
3Y
+40.7%
1Y
+23.9%
6M
+7.4%
1M
+4.5%
1W
+3.6%
ETO
eToro Group Ltd.
Peer
5Y
-40.3%
3Y
-40.3%
1Y
-40.3%
6M
-24.2%
1M
-1.7%
1W
+3.4%
TBB
The Bancorp, Inc.
Peer
5Y
+183.8%
3Y
+122.8%
1Y
+40.1%
6M
-17.3%
1M
+15.9%
1W
+2.4%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.22
Forward P/E
11.09
PEG Ratio
2.29
P/B Ratio
1.26
P/S Ratio
3.38
EV/Revenue
3.91
EV/EBITDA
N/A
Market Cap
$2.66B
Profitability
Profit margins and return metrics
Profit Margin
28.48%
Operating Margin
35.06%
Gross Margin
N/A
ROE
10.98%
ROA
1.21%
Growth
Revenue and earnings growth rates
Revenue Growth
+7.2%
Earnings Growth
+4.3%
Q/Q Revenue Growth
+3.86%
Q/Q Earnings Growth
+2.8%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$11.63
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Net Margin
32.9%
Total Assets
$18.9B
Liabilities
$16.8B
Equity
$2.1B
Debt/Equity
7.92x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.1B
FCF Yield
91%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-28
$N/A
2026-01-27
$0.97
+6.4% surprise
2025-10-28
$0.94
+0.9% surprise
2025-07-22
$0.92
+6.0% surprise
Financial Services Sector Comparison
Comparing TRMK against 579 companies in the Financial Services sector
(106 bullish, 239 neutral, 234 bearish)
P/E Ratio
12.22
This Stock
vs
41.68
Sector Avg
-70.7%
(Discount)
Return on Equity (ROE)
10.98%
This Stock
vs
-0.24%
Sector Avg
-4617.6%
(Below Avg)
Profit Margin
28.48%
This Stock
vs
47.47%
Sector Avg
-40.0%
(Weaker)
Revenue Growth
7.2%
This Stock
vs
39.3%
Sector Avg
-81.7%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
TRMK
Trustmark Corporation
|
NEUTRAL | $2.66B | 12.22 | 11.0% | 28.5% | $45.2 | |
|
FRME
First Merchants Corporation
|
NEUTRAL | $2.63B | 10.53 | 9.5% | 35.2% | $41.47 | Compare |
|
CVBF
CVB Financial Corp.
|
BULLISH | $2.7B | 13.09 | 9.3% | 40.3% | $19.89 | Compare |
|
ETOR
eToro Group Ltd.
|
NEUTRAL | $2.6B | 13.04 | 19.4% | 1.6% | $31.04 | Compare |
|
TBBK
The Bancorp, Inc.
|
NEUTRAL | $2.57B | 12.39 | 30.8% | 43.4% | $60.96 | Compare |
TRMK
Trustmark Corporation
NEUTRAL
Mkt Cap
$2.7B
P/E
12.2
ROE
11.0%
Price
$45.2
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-18 | SUGAY MARIA LUISA | Officer | Stock Award | 1,696 | - |
| 2026-02-18 | CHAMBERS GEORGE T. JR. | Officer | Stock Award | 1,696 | - |
| 2026-02-18 | STEVENS WAYNE ART | Officer | Stock Award | 3,393 | - |
| 2026-02-18 | HARVEY ROBERT BARRY | Officer | Stock Award | 3,393 | - |
| 2026-02-18 | OWENS THOMAS C. | Officer and Treasurer | Stock Award | 4,524 | - |
| 2026-02-18 | TATE GRANVILLE JR. | Officer | Stock Award | 3,393 | - |
| 2026-02-18 | DAY MONICA A | Officer | Stock Award | 3,393 | - |
| 2026-02-18 | DEWEY DUANE A | Chief Executive Officer | Stock Award | 13,572 | - |
| 2026-02-17 | SUGAY MARIA LUISA | Officer | Stock Award | 4,105 | - |
| 2026-02-17 | CHAMBERS GEORGE T. JR. | Officer | Stock Award | 4,105 | - |
| 2026-02-17 | STEVENS WAYNE ART | Officer | Stock Award | 6,841 | - |
| 2026-02-17 | HARVEY ROBERT BARRY | Officer | Stock Award | 6,841 | - |
| 2026-02-17 | OWENS THOMAS C. | Chief Financial Officer | Stock Award | 6,841 | - |
| 2026-02-17 | TATE GRANVILLE JR. | Officer | Stock Award | 6,841 | - |
| 2026-02-17 | DAY MONICA A | Officer | Stock Award | 6,841 | - |
SUGAY MARIA LUISA
Officer
2026-02-18
1,696 shares
CHAMBERS GEORGE T. JR.
Officer
2026-02-18
1,696 shares
STEVENS WAYNE ART
Officer
2026-02-18
3,393 shares
HARVEY ROBERT BARRY
Officer
2026-02-18
3,393 shares
OWENS THOMAS C.
Officer and Treasurer
2026-02-18
4,524 shares
TATE GRANVILLE JR.
Officer
2026-02-18
3,393 shares
DAY MONICA A
Officer
2026-02-18
3,393 shares
DEWEY DUANE A
Chief Executive Officer
2026-02-18
13,572 shares
SUGAY MARIA LUISA
Officer
2026-02-17
4,105 shares
CHAMBERS GEORGE T. JR.
Officer
2026-02-17
4,105 shares
STEVENS WAYNE ART
Officer
2026-02-17
6,841 shares
HARVEY ROBERT BARRY
Officer
2026-02-17
6,841 shares
OWENS THOMAS C.
Chief Financial Officer
2026-02-17
6,841 shares
TATE GRANVILLE JR.
Officer
2026-02-17
6,841 shares
DAY MONICA A
Officer
2026-02-17
6,841 shares
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
DEF 14A
10-K
8-K
8-K
10-Q
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
5 analysts
Keefe, Bruyette & Woods
2026-04-09
Outperform
Market Perform
DA Davidson
2026-01-29
Neutral
Neutral
Past News Coverage
Recent headlines mentioning TRMK from our newsroom.
Newest → oldest
No matching news yet.