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DAVE vs PLUS

DAVE
Dave Inc.
BULLISH
Price
$165.58
Market Cap
$2.2B
Sector
Technology
AI Confidence
30%
PLUS
ePlus inc.
NEUTRAL
Price
$82.31
Market Cap
$2.18B
Sector
Technology
AI Confidence
80%

Valuation

P/E Ratio
DAVE
12.87
PLUS
14.7
Forward P/E
DAVE
9.45
PLUS
14.84
P/B Ratio
DAVE
6.36
PLUS
2.02
P/S Ratio
DAVE
3.96
PLUS
0.9
EV/EBITDA
DAVE
11.46
PLUS
8.67

Profitability

Gross Margin
DAVE
70.22%
PLUS
26.59%
Operating Margin
DAVE
39.39%
PLUS
7.07%
Profit Margin
DAVE
35.34%
PLUS
5.52%
ROE
DAVE
73.11%
PLUS
14.62%
ROA
DAVE
30.37%
PLUS
6.76%

Growth

Revenue Growth
DAVE
62.4%
PLUS
24.6%
Earnings Growth
DAVE
292.4%
PLUS
46.3%

Financial Health

Debt/Equity
DAVE
0.21
PLUS
0.13
Current Ratio
DAVE
3.83
PLUS
2.13
Quick Ratio
DAVE
1.06
PLUS
1.56

Dividends

Dividend Yield
DAVE
--
PLUS
1.21%
Payout Ratio
DAVE
0.0%
PLUS
8.93%

AI Verdict

DAVE BULLISH

DAVE shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 8/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 12.9
Strong profitability (35.3% margin)
Strong financial trend (Piotroski F-Score: 8/9)
Risks
Premium vs Graham Number ($86.82)
PLUS NEUTRAL

The company presents a stark dichotomy between strong growth and deteriorating fundamental health, evidenced by a weak Piotroski F-Score of 2/9. While the stock is attractively valued with a PEG ratio of 0.82 and trades well below its growth-based intrinsic value of $165.2, the deterministic health markers and bearish technical trend suggest underlying instability. Strong revenue and earnings growth are currently offsetting these risks, but the low F-Score indicates a need for caution regarding cash flow or operational efficiency.

Strengths
Exceptional earnings growth (YoY +46.30%) and revenue growth (YoY +24.60%)
Very low leverage with a Debt/Equity ratio of 0.13
Strong valuation metrics including a low P/E of 14.70 and a PEG of 0.82
Risks
Weak Piotroski F-Score (2/9) indicating poor fundamental health trends
Bearish technical trend (0/100) and negative insider sentiment
Thin profit margins (5.52%) which leave little room for operational error

Compare Another Pair

DAVE vs PLUS: Head-to-Head Comparison

This page compares Dave Inc. (DAVE) and ePlus inc. (PLUS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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