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DCOM vs GSHD

DCOM
Dime Community Bancshares, Inc.
NEUTRAL
Price
$34.41
Market Cap
$1.51B
Sector
Financial Services
AI Confidence
45%
GSHD
Goosehead Insurance, Inc.
BEARISH
Price
$40.49
Market Cap
$1.48B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
DCOM
14.58
GSHD
38.93
Forward P/E
DCOM
7.74
GSHD
15.27
P/B Ratio
DCOM
1.11
GSHD
-10.45
P/S Ratio
DCOM
3.69
GSHD
4.06
EV/EBITDA
DCOM
--
GSHD
13.92

Profitability

Gross Margin
DCOM
0.0%
GSHD
46.15%
Operating Margin
DCOM
46.37%
GSHD
29.26%
Profit Margin
DCOM
27.0%
GSHD
7.63%
ROE
DCOM
7.71%
GSHD
--
ROA
DCOM
0.74%
GSHD
12.07%

Growth

Revenue Growth
DCOM
159.4%
GSHD
12.2%
Earnings Growth
DCOM
--
GSHD
-15.7%

Financial Health

Debt/Equity
DCOM
--
GSHD
--
Current Ratio
DCOM
--
GSHD
1.6
Quick Ratio
DCOM
--
GSHD
1.41

Dividends

Dividend Yield
DCOM
2.86%
GSHD
--
Payout Ratio
DCOM
42.37%
GSHD
0.0%

AI Verdict

DCOM NEUTRAL

DCOM shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 108.3% premium to fair value estimate ($16.52), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.6
Strong profitability (27.0% margin)
Strong revenue growth of 159.4%
Risks
Limited historical data available for full assessment
Price trades at a 108.3% premium to fair value estimate ($16.52), limiting near-term upside from a valuation perspective.
GSHD BEARISH

GSHD presents a precarious profile with a Piotroski F-Score of 4/9, indicating only stable financial health. The stock is experiencing a severe valuation crisis, trading at $40.49 despite a growth-based intrinsic value of $7.28 and a negative Price-to-Book ratio (-10.45). While revenue continues to grow at 12.2%, earnings growth has turned negative (-15.7% YoY), and the price has collapsed by 63.5% over the last year. The massive divergence between the current price and intrinsic value, coupled with negative equity, outweighs the optimistic analyst target prices.

Strengths
Consistent revenue growth (12.2% YoY)
Strong operating margin of 29.26%
Healthy current ratio (1.60) and quick ratio (1.41)
Risks
Negative earnings growth (-15.7% YoY)
Negative book value (P/B -10.45) indicating potential equity deficits
Severe bearish price momentum (-63.5% 1Y change)

Compare Another Pair

DCOM vs GSHD: Head-to-Head Comparison

This page compares Dime Community Bancshares, Inc. (DCOM) and Goosehead Insurance, Inc. (GSHD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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