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DHY vs MA

DHY
Credit Suisse High Yield Credit Fund
BEARISH
Price
$1.76
Market Cap
$182.4M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
DHY
14.67
MA
30.28
Forward P/E
DHY
--
MA
22.05
P/B Ratio
DHY
0.82
MA
57.74
P/S Ratio
DHY
7.14
MA
13.6
EV/EBITDA
DHY
--
MA
22.13

Profitability

Gross Margin
DHY
100.0%
MA
100.0%
Operating Margin
DHY
85.3%
MA
57.73%
Profit Margin
DHY
48.34%
MA
45.65%
ROE
DHY
5.49%
MA
209.91%
ROA
DHY
4.22%
MA
23.72%

Growth

Revenue Growth
DHY
-3.2%
MA
17.6%
Earnings Growth
DHY
-28.0%
MA
24.2%

Financial Health

Debt/Equity
DHY
0.43
MA
2.56
Current Ratio
DHY
0.17
MA
1.03
Quick Ratio
DHY
0.07
MA
0.68

Dividends

Dividend Yield
DHY
10.57%
MA
0.7%
Payout Ratio
DHY
155.0%
MA
18.4%

AI Verdict

DHY BEARISH

DHY presents as a classic high-yield trap, characterized by a stable Piotroski F-Score of 5/9 but severely deteriorating fundamentals. While the Graham Number of $2.4 suggests a defensive fair value above the current price of $1.76, this is offset by a growth-based intrinsic value of $0.84 and a catastrophic earnings decline of 28% YoY. The most critical concern is the unsustainable dividend payout ratio of 155%, combined with a completely bearish technical trend (0/100) and dangerously low liquidity ratios.

Strengths
Trading below book value (P/B 0.82)
High profit margins (48.34%)
Stable Piotroski F-Score (5/9)
Risks
Unsustainable dividend payout ratio (155%)
Severe earnings contraction (-28% YoY)
Critical liquidity risk (Current Ratio 0.17)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

DHY vs MA: Head-to-Head Comparison

This page compares Credit Suisse High Yield Credit Fund (DHY) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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