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DLO vs STNE

DLO
DLocal Limited
BULLISH
Price
$12.74
Market Cap
$3.76B
Sector
Technology
AI Confidence
65%
STNE
StoneCo Ltd.
BULLISH
Price
$15.10
Market Cap
$3.76B
Sector
Technology
AI Confidence
75%

Valuation

P/E Ratio
DLO
19.6
STNE
7.59
Forward P/E
DLO
11.65
STNE
5.87
P/B Ratio
DLO
6.6
STNE
1.71
P/S Ratio
DLO
3.44
STNE
0.28
EV/EBITDA
DLO
13.37
STNE
2.13

Profitability

Gross Margin
DLO
36.83%
STNE
74.88%
Operating Margin
DLO
18.56%
STNE
46.29%
Profit Margin
DLO
18.0%
STNE
17.31%
ROE
DLO
37.21%
STNE
20.79%
ROA
DLO
10.13%
STNE
6.96%

Growth

Revenue Growth
DLO
65.2%
STNE
11.2%
Earnings Growth
DLO
92.5%
STNE
--

Financial Health

Debt/Equity
DLO
0.16
STNE
1.59
Current Ratio
DLO
1.47
STNE
1.37
Quick Ratio
DLO
1.41
STNE
1.16

Dividends

Dividend Yield
DLO
1.52%
STNE
--
Payout Ratio
DLO
0.0%
STNE
0.0%

AI Verdict

DLO BULLISH

DLO shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong revenue growth of 65.2%
Low debt with D/E ratio of 0.16
Strong ROE of 37.2%
Risks
Premium vs Graham Number ($5.31)
STNE BULLISH

STNE presents a compelling value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($15.10) trading significantly below its Graham Number ($19.90). The company exhibits exceptional operational efficiency with a 46.29% operating margin and a strong ROE of 20.79%. While long-term price performance has been poor and insider sentiment is bearish, the consistent earnings beats over the last four quarters and a very low P/E of 7.59 suggest the market is severely underpricing the company's growth and profitability.

Strengths
Extremely low valuation metrics (P/E 7.59, P/S 0.28)
High operational efficiency (Operating Margin 46.29%, Gross Margin 74.88%)
Strong earnings track record with 3/4 recent beats and positive surprises
Risks
Elevated Debt/Equity ratio of 1.59
Bearish insider sentiment with net selling activity
Weak technical trend (0/100) and poor 5-year price performance

Compare Another Pair

DLO vs STNE: Head-to-Head Comparison

This page compares DLocal Limited (DLO) and StoneCo Ltd. (STNE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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