STNE
BULLISH
$15.1
Live
StoneCo Ltd. · NASDAQ
Target $20.2
(+33.8%)
$11.95
52W Range
$19.95
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 20, 2026
Market cap
$3.76B
P/E
7.59
ROE
20.8%
Profit margin
17.3%
Debt/Equity
1.59
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
75%
STNE presents a compelling value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($15.10) trading significantly below its Graham Number ($19.90). The company exhibits exceptional operational efficiency with a 46.29% operating margin and a strong ROE of 20.79%. While long-term price performance has been poor and insider sentiment is bearish, the consistent earnings beats over the last four quarters and a very low P/E of 7.59 suggest the market is severely underpricing the company's growth and profitability.
Key Strengths
Extremely low valuation metrics (P/E 7.59, P/S 0.28)
High operational efficiency (Operating Margin 46.29%, Gross Margin 74.88%)
Strong earnings track record with 3/4 recent beats and positive surprises
Robust Return on Equity (ROE) of 20.79%
Positive revenue growth (11.20% YoY) and accelerating Q/Q growth (15.99%)
Key Risks
Elevated Debt/Equity ratio of 1.59
Bearish insider sentiment with net selling activity
Weak technical trend (0/100) and poor 5-year price performance
Marginal financial health score (Piotroski 4/9)
Lack of dividend yield for income-seeking investors
AI Fair Value Estimate
Based on comprehensive analysis
$17.8
+17.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
95
80
40
55
0
AI Verdict
Undervalued Growth
Key drivers: Deep value valuation, High profitability margins, Consistent EPS beats
Confidence
80%
Value
95/100
P/E 7.59 vs Sector Avg 88.09; Graham Number $19.90
Positives
- P/E significantly below sector average
- Price below Graham Number
- Very low Price/Sales ratio
Watchpoints
- Intrinsic value formula suggests a lower floor ($13.93)
Future
80/100
Revenue Growth 11.20% YoY
Positives
- Strong YoY EPS growth (25.7%)
- Consistent earnings surprises
- Positive Q/Q revenue acceleration
Watchpoints
- Technical trend remains bearish
Past
40/100
5Y Change -77.2%
Positives
- 1-year recovery (+23.2%)
Watchpoints
- Devastating 5-year return (-77.2%)
- Historical volatility in earnings (2021 period)
Health
55/100
Piotroski F-Score 4/9; Debt/Equity 1.59
Positives
- Current Ratio 1.37 is healthy
- Quick Ratio 1.16 provides adequate liquidity
Watchpoints
- Piotroski F-Score 4/9 is only 'Stable'
- Debt/Equity 1.59 is higher than peer averages
Dividend
0/100
Dividend Strength 0/100
Positives
No standout positives identified.
Watchpoints
- No dividend payments
- 0% payout ratio
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$15.1
Analyst Target
$20.2
Upside/Downside
+33.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for STNE and closest competitors.
Updated 2026-04-17
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
STNE
StoneCo Ltd.
Primary
|
-77.2% | +29.7% | +23.2% | -15.4% | +8.7% | +7.4% |
|
DLO
DLocal Limited
Peer
|
-58.7% | -5.8% | +65.8% | -10.0% | +9.8% | -1.8% |
|
BOX
Box, Inc.
Peer
|
+50.8% | -15.7% | -15.8% | -19.7% | -11.1% | +2.4% |
|
LASR
nLIGHT, Inc.
Peer
|
+104.1% | +604.4% | +831.2% | +132.9% | -1.7% | +8.7% |
|
NTSK
Netskope, Inc.
Peer
|
-57.0% | -57.0% | -57.0% | -57.7% | +0.2% | +3.4% |
STN
StoneCo Ltd.
Primary
5Y
-77.2%
3Y
+29.7%
1Y
+23.2%
6M
-15.4%
1M
+8.7%
1W
+7.4%
DLO
DLocal Limited
Peer
5Y
-58.7%
3Y
-5.8%
1Y
+65.8%
6M
-10.0%
1M
+9.8%
1W
-1.8%
BOX
Box, Inc.
Peer
5Y
+50.8%
3Y
-15.7%
1Y
-15.8%
6M
-19.7%
1M
-11.1%
1W
+2.4%
LAS
nLIGHT, Inc.
Peer
5Y
+104.1%
3Y
+604.4%
1Y
+831.2%
6M
+132.9%
1M
-1.7%
1W
+8.7%
NTS
Netskope, Inc.
Peer
5Y
-57.0%
3Y
-57.0%
1Y
-57.0%
6M
-57.7%
1M
+0.2%
1W
+3.4%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.59
Forward P/E
5.87
PEG Ratio
N/A
P/B Ratio
1.71
P/S Ratio
0.28
EV/Revenue
1.15
EV/EBITDA
2.13
Market Cap
$3.76B
Profitability
Profit margins and return metrics
Profit Margin
17.31%
Operating Margin
46.29%
Gross Margin
74.88%
ROE
20.79%
ROA
6.96%
Growth
Revenue and earnings growth rates
Revenue Growth
+11.2%
Earnings Growth
N/A
Q/Q Revenue Growth
+15.99%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.59
High debt
Current Ratio
1.37
Good
Quick Ratio
1.16
Good
Cash/Share
$23.87
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-14
$N/A
2026-03-02
$2.84
+7.1% surprise
2025-11-06
$2.51
+7.3% surprise
2025-08-07
$2.33
+13.4% surprise
Technology Sector Comparison
Comparing STNE against 465 companies in the Technology sector
(38 bullish, 160 neutral, 267 bearish)
P/E Ratio
7.59
This Stock
vs
87.62
Sector Avg
-91.3%
(Discount)
Return on Equity (ROE)
20.79%
This Stock
vs
-35.49%
Sector Avg
-158.6%
(Below Avg)
Profit Margin
17.31%
This Stock
vs
-12.71%
Sector Avg
-236.2%
(Weaker)
Debt to Equity
1.59
This Stock
vs
0.69
Sector Avg
+131.3%
(Higher)
Revenue Growth
11.2%
This Stock
vs
5335.22%
Sector Avg
-99.8%
(Slower)
Current Ratio
1.37
This Stock
vs
3.85
Sector Avg
-64.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
STNE
StoneCo Ltd.
|
BULLISH | $3.76B | 7.59 | 20.8% | 17.3% | $15.1 | |
|
DLO
DLocal Limited
|
BULLISH | $3.76B | 19.6 | 37.2% | 18.0% | $12.74 | Compare |
|
BOX
Box, Inc.
|
BEARISH | $3.79B | 21.35 | 204.3% | 19.8% | $26.48 | Compare |
|
LASR
nLIGHT, Inc.
|
BEARISH | $3.65B | - | -10.6% | -9.0% | $65.37 | Compare |
|
NTSK
Netskope, Inc.
|
BEARISH | $3.88B | - | -% | -95.8% | $9.68 | Compare |
STNE
StoneCo Ltd.
BULLISH
Mkt Cap
$3.8B
P/E
7.6
ROE
20.8%
Price
$15.1
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-25 | MORAIS SILVIO JOSE | Director | Sale | 6,800 | $97,462 |
MORAIS SILVIO JOSE
Director
2026-03-25
6,800 shares
·
$97,462
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
16 analysts
JP Morgan
2026-04-15
Overweight
Overweight
UBS
2026-03-11
Buy
Buy
BTIG
2026-03-03
Buy
Buy
BTIG
2026-02-09
Buy
Goldman Sachs
2026-01-28
Buy
Buy
UBS
2026-01-28
Buy
Buy
Past News Coverage
Recent headlines mentioning STNE from our newsroom.
Newest → oldest
No matching news yet.