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DLR vs REFI

DLR
Digital Realty Trust, Inc.
NEUTRAL
Price
$180.60
Market Cap
$63.17B
Sector
Real Estate
AI Confidence
80%
REFI
Chicago Atlantic Real Estate Finance, Inc.
BEARISH
Price
$12.11
Market Cap
$255.3M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
DLR
50.31
REFI
7.21
Forward P/E
DLR
53.01
REFI
6.31
P/B Ratio
DLR
2.8
REFI
0.83
P/S Ratio
DLR
10.39
REFI
4.67
EV/EBITDA
DLR
29.28
REFI
--

Profitability

Gross Margin
DLR
55.16%
REFI
100.0%
Operating Margin
DLR
14.15%
REFI
57.7%
Profit Margin
DLR
21.52%
REFI
65.88%
ROE
DLR
5.47%
REFI
11.68%
ROA
DLR
1.18%
REFI
8.37%

Growth

Revenue Growth
DLR
17.1%
REFI
2.7%
Earnings Growth
DLR
-53.4%
REFI
-3.3%

Financial Health

Debt/Equity
DLR
0.82
REFI
0.32
Current Ratio
DLR
1.3
REFI
25.91
Quick Ratio
DLR
1.22
REFI
25.91

Dividends

Dividend Yield
DLR
2.71%
REFI
15.52%
Payout Ratio
DLR
136.31%
REFI
111.9%

AI Verdict

DLR NEUTRAL

DLR shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (21.5% margin)
Strong revenue growth of 17.1%
Risks
High valuation with P/E of 50.3
Premium vs Graham Number ($72.24)
REFI BEARISH

REFI exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 3/9 and a bearish technical trend of 0/100. While the stock appears cheap on a P/E (7.21) and Price/Book (0.83) basis, it is a classic value trap characterized by an unsustainable dividend payout ratio of 111.90%. Consistent earnings misses over the last four quarters and negative YoY earnings growth suggest that the current valuation is a reflection of deteriorating fundamentals rather than an opportunity.

Strengths
Low P/E ratio of 7.21 relative to sector averages
Trading below book value (P/B 0.83)
Strong profit margins (65.88%)
Risks
Unsustainable dividend payout ratio (111.90%) indicating a high risk of a dividend cut
Weak Piotroski F-Score (3/9) signaling deteriorating financial health
Consistent failure to meet earnings estimates (0/4 beats in last 4 quarters)

Compare Another Pair

DLR vs REFI: Head-to-Head Comparison

This page compares Digital Realty Trust, Inc. (DLR) and Chicago Atlantic Real Estate Finance, Inc. (REFI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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