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DTF vs JPM

DTF
DTF Tax-Free Income 2028 Term Fund Inc.
BEARISH
Price
$11.44
Market Cap
$80.4M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
DTF
34.67
JPM
15.68
Forward P/E
DTF
--
JPM
13.42
P/B Ratio
DTF
0.94
JPM
2.47
P/S Ratio
DTF
29.15
JPM
5.03
EV/EBITDA
DTF
--
JPM
--

Profitability

Gross Margin
DTF
100.0%
JPM
0.0%
Operating Margin
DTF
66.62%
JPM
41.06%
Profit Margin
DTF
84.85%
JPM
33.91%
ROE
DTF
2.74%
JPM
16.13%
ROA
DTF
1.3%
JPM
1.35%

Growth

Revenue Growth
DTF
-5.2%
JPM
2.5%
Earnings Growth
DTF
63.8%
JPM
-3.6%

Financial Health

Debt/Equity
DTF
--
JPM
--
Current Ratio
DTF
2.91
JPM
--
Quick Ratio
DTF
2.91
JPM
--

Dividends

Dividend Yield
DTF
3.41%
JPM
1.91%
Payout Ratio
DTF
118.18%
JPM
28.97%

AI Verdict

DTF BEARISH

DTF exhibits a stable Piotroski F-Score of 6/9, but this is overshadowed by significant valuation and sustainability concerns. The stock is currently trading at $11.44, a notable premium over its Graham Number ($9.49) and Intrinsic Value ($9.74). Most critically, the dividend payout ratio of 118.18% indicates that the fund is returning more capital than it earns, which is unsustainable. Combined with a 0/100 technical trend and negative revenue growth, the outlook is poor despite the high profit margins typical of asset management.

Strengths
Stable Piotroski F-Score (6/9) indicating decent operational health
Strong liquidity with a Current Ratio of 2.91
Trading slightly below book value (P/B 0.94)
Risks
Unsustainable dividend payout ratio (118.18%)
Trading at a premium to both Graham and Intrinsic value estimates
Negative year-over-year revenue growth (-5.20%)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

DTF vs JPM: Head-to-Head Comparison

This page compares DTF Tax-Free Income 2028 Term Fund Inc. (DTF) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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