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EDF vs LARK

EDF
Virtus Stone Harbor Emerging Markets Income Fund
BEARISH
Price
$5.10
Market Cap
$163.8M
Sector
Financial Services
AI Confidence
85%
LARK
Landmark Bancorp, Inc.
NEUTRAL
Price
$26.72
Market Cap
$162.3M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
EDF
5.8
LARK
8.3
Forward P/E
EDF
--
LARK
--
P/B Ratio
EDF
--
LARK
1.01
P/S Ratio
EDF
--
LARK
2.38
EV/EBITDA
EDF
--
LARK
--

Profitability

Gross Margin
EDF
0.0%
LARK
0.0%
Operating Margin
EDF
0.0%
LARK
35.78%
Profit Margin
EDF
0.0%
LARK
27.5%
ROE
EDF
--
LARK
12.65%
ROA
EDF
--
LARK
1.18%

Growth

Revenue Growth
EDF
--
LARK
27.5%
Earnings Growth
EDF
--
LARK
42.3%

Financial Health

Debt/Equity
EDF
--
LARK
--
Current Ratio
EDF
--
LARK
--
Quick Ratio
EDF
--
LARK
--

Dividends

Dividend Yield
EDF
14.12%
LARK
3.03%
Payout Ratio
EDF
81.82%
LARK
24.82%

AI Verdict

EDF BEARISH

The fund exhibits severe financial instability, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total failure of fundamental health metrics. While the current price of $5.10 sits below the growth-based intrinsic value of $6.16 and boasts a low P/E of 5.80, these valuation metrics are overshadowed by 0.00% profit and operating margins. The high dividend yield of 14.12% appears to be a yield trap given the poor health score and bearish technical trend. Overall, the deterministic data suggests a high-risk profile with deteriorating fundamentals.

Strengths
Current price trades at a discount to intrinsic value ($6.16)
Extremely low P/E ratio (5.80) relative to sector average (39.08)
Strong long-term historical price performance (3Y Change: +82.2%)
Risks
Critical financial health failure (Piotroski F-Score: 1/9)
Zero percent profit and operating margins
Bearish technical trend (0/100)
LARK NEUTRAL

LARK presents a stark contradiction between deep value and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock is significantly undervalued relative to its Graham Number ($43.77) and Intrinsic Value ($94.99), the low health score suggests underlying operational or financial instability. Strong YoY earnings growth (42.3%) and a conservative dividend payout provide a bullish counter-narrative, but bearish insider sentiment and a total lack of technical momentum (0/100) warrant caution.

Strengths
Significant undervaluation relative to Graham Number ($43.77) and Intrinsic Value ($94.99)
Strong earnings growth (42.3% YoY) and revenue growth (27.5% YoY)
Attractive valuation multiples with a P/E of 8.30 and Price/Book of 1.01
Risks
Critical fundamental health weakness indicated by a Piotroski F-Score of 2/9
Bearish insider activity with net selling and zero buy transactions
Severe lack of technical momentum (Technical Trend: 0/100)

Compare Another Pair

EDF vs LARK: Head-to-Head Comparison

This page compares Virtus Stone Harbor Emerging Markets Income Fund (EDF) and Landmark Bancorp, Inc. (LARK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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