LARK
NEUTRAL
$26.72
Live
Landmark Bancorp, Inc. · NASDAQ
$22.31
52W Range
$29.56
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 13, 2026
Market cap
$162.31M
P/E
8.3
ROE
12.7%
Profit margin
27.5%
Debt/Equity
N/A
Dividend yield
3.03%
AI Analysis
AI-powered fundamental assessment
Confidence
80%
LARK presents a stark contradiction between deep value and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock is significantly undervalued relative to its Graham Number ($43.77) and Intrinsic Value ($94.99), the low health score suggests underlying operational or financial instability. Strong YoY earnings growth (42.3%) and a conservative dividend payout provide a bullish counter-narrative, but bearish insider sentiment and a total lack of technical momentum (0/100) warrant caution.
Key Strengths
Significant undervaluation relative to Graham Number ($43.77) and Intrinsic Value ($94.99)
Strong earnings growth (42.3% YoY) and revenue growth (27.5% YoY)
Attractive valuation multiples with a P/E of 8.30 and Price/Book of 1.01
Conservative dividend payout ratio (24.82%) ensuring yield sustainability
Healthy ROE of 12.65% and ROA of 1.18% for a regional bank
Key Risks
Critical fundamental health weakness indicated by a Piotroski F-Score of 2/9
Bearish insider activity with net selling and zero buy transactions
Severe lack of technical momentum (Technical Trend: 0/100)
Micro-cap liquidity risk with a market capitalization of only $0.16B
Complete absence of analyst coverage and target price guidance
AI Fair Value Estimate
Based on comprehensive analysis
$41.5
+55.3% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
68
Strong
92
88
65
22
75
AI Verdict
Value Trap Warning
Key drivers: Deep value gap, Strong growth metrics, Poor Piotroski health score, Bearish technicals/insiders
Confidence
85%
Value
92/100
Ref P/E 8.30, P/B 1.01, Graham Number $43.77
Positives
- P/E of 8.30 is well below sector average
- Price is ~39% below Graham Number
Watchpoints
- Low market cap may lead to persistent undervaluation
Future
88/100
Ref Growth rates
Positives
- 44.4% Q/Q earnings growth
- 27.5% YoY revenue growth
Watchpoints
- Growth may be unsustainable given the health score
Past
65/100
Ref Historical trends
Positives
- Strong 3Y (+65.4%) and 5Y (+52.7%) returns
Watchpoints
- Recent technical trend is completely bearish
Health
22/100
Ref Piotroski F-Score
Positives
- Positive ROA/ROE
Watchpoints
- Piotroski F-Score of 2/9 indicates severe fundamental weakness
Dividend
75/100
Ref Yield, Payout
Positives
- Low payout ratio (24.82%)
- Consistent 3.03% yield
Watchpoints
- Dividend strength score is low (35/100)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$26.72
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for LARK and closest competitors.
Updated 2026-04-10
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
LARK
Landmark Bancorp, Inc.
Primary
|
+52.7% | +65.4% | +5.5% | +10.5% | +4.6% | +4.4% |
|
BMN
Blackrock 2037 Municipal Target Term Trust
Peer
|
+18.8% | +19.2% | +6.8% | +6.7% | +2.2% | -0.1% |
|
HNVR
Hanover Bancorp, Inc.
Peer
|
+15.5% | +32.0% | +17.6% | +3.9% | +8.4% | +4.0% |
|
BANX
ArrowMark Financial Corp.
Peer
|
+77.2% | +59.5% | +11.0% | +8.9% | -3.7% | -1.0% |
|
BCIC
BCP Investment Corp.
Peer
|
+23.2% | -13.6% | -12.9% | +7.6% | +6.1% | +1.7% |
LAR
Landmark Bancorp, Inc.
Primary
5Y
+52.7%
3Y
+65.4%
1Y
+5.5%
6M
+10.5%
1M
+4.6%
1W
+4.4%
BMN
Blackrock 2037 Municipal Target Term Trust
Peer
5Y
+18.8%
3Y
+19.2%
1Y
+6.8%
6M
+6.7%
1M
+2.2%
1W
-0.1%
HNV
Hanover Bancorp, Inc.
Peer
5Y
+15.5%
3Y
+32.0%
1Y
+17.6%
6M
+3.9%
1M
+8.4%
1W
+4.0%
BAN
ArrowMark Financial Corp.
Peer
5Y
+77.2%
3Y
+59.5%
1Y
+11.0%
6M
+8.9%
1M
-3.7%
1W
-1.0%
BCI
BCP Investment Corp.
Peer
5Y
+23.2%
3Y
-13.6%
1Y
-12.9%
6M
+7.6%
1M
+6.1%
1W
+1.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
8.3
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
1.01
P/S Ratio
2.38
EV/Revenue
2.52
EV/EBITDA
N/A
Market Cap
$162.31M
Profitability
Profit margins and return metrics
Profit Margin
27.5%
Operating Margin
35.78%
Gross Margin
N/A
ROE
12.65%
ROA
1.18%
Growth
Revenue and earnings growth rates
Revenue Growth
+27.5%
Earnings Growth
+42.3%
Q/Q Revenue Growth
+14.54%
Q/Q Earnings Growth
+44.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$3.98
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-29
$N/A
Financial Services Sector Comparison
Comparing LARK against 377 companies in the Financial Services sector
(65 bullish, 163 neutral, 149 bearish)
P/E Ratio
8.3
This Stock
vs
50.76
Sector Avg
-83.7%
(Discount)
Return on Equity (ROE)
12.65%
This Stock
vs
-0.32%
Sector Avg
-4098.8%
(Below Avg)
Profit Margin
27.5%
This Stock
vs
64.46%
Sector Avg
-57.3%
(Weaker)
Revenue Growth
27.5%
This Stock
vs
44.75%
Sector Avg
-38.5%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
LARK
Landmark Bancorp, Inc.
|
NEUTRAL | $162.31M | 8.3 | 12.7% | 27.5% | $26.72 | |
|
BMN
Blackrock 2037 Municipal...
|
BEARISH | $162.05M | 263.6 | -% | -% | $26.36 | Compare |
|
HNVR
Hanover Bancorp, Inc.
|
BEARISH | $161.61M | 22.47 | 3.8% | 11.9% | $22.47 | Compare |
|
BANX
ArrowMark Financial Corp.
|
NEUTRAL | $163.16M | 7.74 | 12.5% | 69.8% | $20.89 | Compare |
|
BCIC
BCP Investment Corp.
|
NEUTRAL | $165.56M | 8.04 | 7.9% | 28.4% | $12.55 | Compare |
LARK
Landmark Bancorp, Inc.
NEUTRAL
Mkt Cap
$162M
P/E
8.3
ROE
12.7%
Price
$26.72
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-27 | HERPICH MARK A | Chief Financial Officer | Stock Award | 2,199 | - |
| 2026-02-27 | WENDEL ABIGAIL M | Chief Executive Officer | Stock Award | 4,542 | - |
| 2025-12-11 | ALEXANDER PATRICK L | Director | Sale | 9,000 | $256,860 |
HERPICH MARK A
Chief Financial Officer
2026-02-27
2,199 shares
WENDEL ABIGAIL M
Chief Executive Officer
2026-02-27
4,542 shares
ALEXANDER PATRICK L
Director
2025-12-11
9,000 shares
·
$256,860
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning LARK from our newsroom.
Newest → oldest
No matching news yet.