No connection

Search Results

EHI vs LPRO

EHI
Western Asset Global High Income Fund Inc.
NEUTRAL
Price
$6.06
Market Cap
$183.6M
Sector
Financial Services
AI Confidence
75%
LPRO
Open Lending Corporation
NEUTRAL
Price
$1.54
Market Cap
$182.0M
Sector
Financial Services
AI Confidence
70%

Valuation

P/E Ratio
EHI
11.43
LPRO
--
Forward P/E
EHI
--
LPRO
8.56
P/B Ratio
EHI
0.9
LPRO
2.42
P/S Ratio
EHI
7.64
LPRO
1.95
EV/EBITDA
EHI
--
LPRO
14.7

Profitability

Gross Margin
EHI
100.0%
LPRO
76.88%
Operating Margin
EHI
87.8%
LPRO
3.91%
Profit Margin
EHI
69.56%
LPRO
-4.54%
ROE
EHI
8.0%
LPRO
-5.54%
ROA
EHI
4.37%
LPRO
1.41%

Growth

Revenue Growth
EHI
10.4%
LPRO
--
Earnings Growth
EHI
33.1%
LPRO
--

Financial Health

Debt/Equity
EHI
0.37
LPRO
1.17
Current Ratio
EHI
0.09
LPRO
4.52
Quick Ratio
EHI
0.09
LPRO
4.17

Dividends

Dividend Yield
EHI
13.86%
LPRO
--
Payout Ratio
EHI
158.49%
LPRO
0.0%

AI Verdict

EHI NEUTRAL

EHI exhibits strong fundamental health with a Piotroski F-Score of 7/9 and trades at a significant discount to both its Graham Number ($8.97) and Intrinsic Value ($15.64). While the company boasts impressive profit margins and low debt-to-equity, these strengths are heavily offset by an unsustainable dividend payout ratio of 158.49%. The combination of bearish technical trends (0/100) and negative insider sentiment suggests a lack of immediate catalyst for price appreciation despite the deep value proposition.

Strengths
Strong Piotroski F-Score (7/9) indicating robust financial health
Trading below book value (P/B 0.90)
Exceptional operating margins (87.80%) and profit margins (69.56%)
Risks
Unsustainable dividend payout ratio (158.49%) posing a high risk of dividend cuts
Extremely low liquidity ratios (Current Ratio 0.09), though typical for some asset management structures
Bearish technical trend (0/100) indicating strong downward momentum
LPRO NEUTRAL

LPRO presents a complex profile with a Piotroski F-Score of 4/9, indicating stable but mediocre financial health. While the company maintains strong liquidity (Current Ratio 4.52) and high gross margins (76.88%), it is plagued by negative net profit margins and a catastrophic 5-year price decline of 96%. The low Forward P/E of 8.56 and bullish analyst targets suggest a potential recovery play, but extreme earnings volatility and negative ROE temper the outlook.

Strengths
Strong liquidity position with a Current Ratio of 4.52
High Gross Margin of 76.88% indicating strong core product value
Attractive Forward P/E of 8.56 relative to sector averages
Risks
Negative Profit Margin (-4.54%) and negative ROE (-5.54%)
Extreme earnings volatility, including a massive miss in March 2025
Severe long-term value destruction (-96% over 5 years)

Compare Another Pair

EHI vs LPRO: Head-to-Head Comparison

This page compares Western Asset Global High Income Fund Inc. (EHI) and Open Lending Corporation (LPRO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile