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EVCM vs NCNO

EVCM
EverCommerce Inc.
BEARISH
Price
$11.46
Market Cap
$2.06B
Sector
Technology
AI Confidence
60%
NCNO
nCino, Inc.
BEARISH
Price
$17.47
Market Cap
$2.0B
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
EVCM
114.6
NCNO
349.4
Forward P/E
EVCM
14.83
NCNO
12.54
P/B Ratio
EVCM
2.85
NCNO
1.88
P/S Ratio
EVCM
3.49
NCNO
3.4
EV/EBITDA
EVCM
22.28
NCNO
37.32

Profitability

Gross Margin
EVCM
77.58%
NCNO
60.76%
Operating Margin
EVCM
8.39%
NCNO
1.58%
Profit Margin
EVCM
2.99%
NCNO
0.87%
ROE
EVCM
2.48%
NCNO
0.9%
ROA
EVCM
2.68%
NCNO
0.65%

Growth

Revenue Growth
EVCM
5.2%
NCNO
5.9%
Earnings Growth
EVCM
--
NCNO
--

Financial Health

Debt/Equity
EVCM
0.76
NCNO
0.26
Current Ratio
EVCM
2.11
NCNO
1.0
Quick Ratio
EVCM
1.77
NCNO
0.87

Dividends

Dividend Yield
EVCM
--
NCNO
--
Payout Ratio
EVCM
0.0%
NCNO
0.0%

AI Verdict

EVCM BEARISH

EVCM shows bearish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
High valuation with P/E of 114.6
Premium vs Graham Number ($3.01)
Low profit margin of 3.0%
NCNO BEARISH

NCNO presents a stark divergence between deterministic value and market pricing, with a Piotroski F-Score of 6/9 indicating stable financial health but a Graham Number of $3.23 and Intrinsic Value of $0.35 that are significantly below the current price of $17.47. While the company has a strong track record of earnings surprises and a promising forward P/E of 12.54, these are offset by sluggish revenue growth (5.9%) and extremely thin profit margins (0.87%). The bearish outlook is further solidified by aggressive insider selling and a total lack of technical momentum.

Strengths
Stable financial health as indicated by a Piotroski F-Score of 6/9
Strong history of beating quarterly earnings estimates
Low Debt/Equity ratio (0.26) suggesting manageable leverage
Risks
Extreme valuation gap between current price and Graham/Intrinsic values
Very low net profit margins (0.87%) leaving little room for error
Stagnant revenue growth (5.9% YoY) for a technology company

Compare Another Pair

EVCM vs NCNO: Head-to-Head Comparison

This page compares EverCommerce Inc. (EVCM) and nCino, Inc. (NCNO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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