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EXFY vs MIND

EXFY
Expensify, Inc.
BEARISH
Price
$0.80
Market Cap
$74.3M
Sector
Technology
AI Confidence
50%
MIND
MIND Technology, Inc.
BEARISH
Price
$8.30
Market Cap
$75.0M
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
EXFY
--
MIND
--
Forward P/E
EXFY
8.55
MIND
13.39
P/B Ratio
EXFY
0.56
MIND
1.86
P/S Ratio
EXFY
0.52
MIND
1.62
EV/EBITDA
EXFY
-0.98
MIND
8.84

Profitability

Gross Margin
EXFY
50.33%
MIND
45.94%
Operating Margin
EXFY
-11.19%
MIND
7.99%
Profit Margin
EXFY
-15.05%
MIND
6.61%
ROE
EXFY
-16.39%
MIND
9.37%
ROA
EXFY
-6.26%
MIND
8.33%

Growth

Revenue Growth
EXFY
-4.9%
MIND
-20.0%
Earnings Growth
EXFY
--
MIND
-99.7%

Financial Health

Debt/Equity
EXFY
0.04
MIND
0.03
Current Ratio
EXFY
3.3
MIND
6.28
Quick Ratio
EXFY
1.64
MIND
4.4

Dividends

Dividend Yield
EXFY
--
MIND
--
Payout Ratio
EXFY
0.0%
MIND
0.0%

AI Verdict

EXFY BEARISH

EXFY shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.04
Risks
Low profit margin of -15.1%
Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-4.9%)
MIND BEARISH

MIND presents a contradictory profile with a Piotroski F-Score of 4/9 (Stable) and an exceptionally strong balance sheet, yet catastrophic growth metrics. While the company maintains a very low Debt/Equity ratio (0.03) and high liquidity (Current Ratio 6.28), it is suffering from a severe revenue contraction of -20% YoY and an earnings collapse of -99.7%. The technical trend is fully bearish (0/100), and the company has a poor track record of missing earnings estimates. Despite a single analyst target of $10.00, the fundamental decay in top and bottom-line growth outweighs the balance sheet stability.

Strengths
Extremely low leverage (Debt/Equity: 0.03)
Strong liquidity position (Current Ratio: 6.28)
Healthy gross margins (45.94%)
Risks
Severe revenue decline (-20% YoY and -19.97% Q/Q)
Massive earnings erosion (-99.7% YoY)
Consistent failure to meet earnings estimates (Avg surprise -105.81%)

Compare Another Pair

EXFY vs MIND: Head-to-Head Comparison

This page compares Expensify, Inc. (EXFY) and MIND Technology, Inc. (MIND) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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