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EZPW vs FSUN

EZPW
EZCORP, Inc.
BULLISH
Price
$28.03
Market Cap
$1.73B
Sector
Financial Services
AI Confidence
60%
FSUN
FirstSun Capital Bancorp
BULLISH
Price
$37.78
Market Cap
$1.77B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
EZPW
17.63
FSUN
10.55
Forward P/E
EZPW
13.76
FSUN
7.57
P/B Ratio
EZPW
1.62
FSUN
0.91
P/S Ratio
EZPW
1.29
FSUN
4.48
EV/EBITDA
EZPW
10.06
FSUN
--

Profitability

Gross Margin
EZPW
58.65%
FSUN
0.0%
Operating Margin
EZPW
15.89%
FSUN
33.97%
Profit Margin
EZPW
9.2%
FSUN
24.82%
ROE
EZPW
12.97%
FSUN
8.92%
ROA
EZPW
6.06%
FSUN
1.18%

Growth

Revenue Growth
EZPW
19.3%
FSUN
10.8%
Earnings Growth
EZPW
38.2%
FSUN
53.3%

Financial Health

Debt/Equity
EZPW
0.72
FSUN
--
Current Ratio
EZPW
6.03
FSUN
--
Quick Ratio
EZPW
2.79
FSUN
--

Dividends

Dividend Yield
EZPW
--
FSUN
--
Payout Ratio
EZPW
0.0%
FSUN
0.0%

AI Verdict

EZPW BULLISH

EZPW shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong financial trend (Piotroski F-Score: 7/9)
Strong revenue growth of 19.3%
Risks
Limited historical data available for full assessment
FSUN BULLISH

FSUN presents a compelling deep-value opportunity, trading significantly below its Graham Number ($57.72) and Intrinsic Value ($105.61). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company exhibits explosive earnings growth (53.3% YoY) and a healthy ROA of 1.18%. The stock is currently undervalued, trading at a Price-to-Book ratio of 0.91, suggesting the market is discounting the asset base. Despite a bearish technical trend, the fundamental disconnect between price and intrinsic value provides a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (53.3% YoY) and positive Q/Q EPS progression
Trading below book value (P/B 0.91), providing a valuation floor
Risks
Strongly bearish technical trend (0/100) indicating negative short-term momentum
Piotroski F-Score of 4/9 suggests only average financial strength
Lack of dividend yield is atypical for a stable regional banking entity

Compare Another Pair

EZPW vs FSUN: Head-to-Head Comparison

This page compares EZCORP, Inc. (EZPW) and FirstSun Capital Bancorp (FSUN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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