No connection

Search Results

EZPW vs GABC

EZPW
EZCORP, Inc.
BULLISH
Price
$28.03
Market Cap
$1.73B
Sector
Financial Services
AI Confidence
60%
GABC
German American Bancorp, Inc.
BULLISH
Price
$44.43
Market Cap
$1.67B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
EZPW
17.63
GABC
14.33
Forward P/E
EZPW
13.76
GABC
11.13
P/B Ratio
EZPW
1.62
GABC
1.43
P/S Ratio
EZPW
1.29
GABC
4.88
EV/EBITDA
EZPW
10.06
GABC
--

Profitability

Gross Margin
EZPW
58.65%
GABC
0.0%
Operating Margin
EZPW
15.89%
GABC
47.42%
Profit Margin
EZPW
9.2%
GABC
32.93%
ROE
EZPW
12.97%
GABC
12.0%
ROA
EZPW
6.06%
GABC
1.53%

Growth

Revenue Growth
EZPW
19.3%
GABC
45.3%
Earnings Growth
EZPW
38.2%
GABC
21.7%

Financial Health

Debt/Equity
EZPW
0.72
GABC
--
Current Ratio
EZPW
6.03
GABC
--
Quick Ratio
EZPW
2.79
GABC
--

Dividends

Dividend Yield
EZPW
--
GABC
2.66%
Payout Ratio
EZPW
0.0%
GABC
37.91%

AI Verdict

EZPW BULLISH

EZPW shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong financial trend (Piotroski F-Score: 7/9)
Strong revenue growth of 19.3%
Risks
Limited historical data available for full assessment
GABC BULLISH

GABC presents a strong value proposition with a Piotroski F-Score of 4/9 indicating stable financial health and a current price of $44.43 trading below both its Graham Number ($46.50) and its growth-based Intrinsic Value ($91.45). The company is exhibiting explosive growth with YoY revenue increases of 45.30% and strong earnings momentum. While the technical trend is currently flagged as bearish (10/100), the fundamental metrics, including a sustainable payout ratio and consistent earnings beats, suggest significant upside potential.

Strengths
Exceptional revenue growth (45.30% YoY) and Q/Q earnings growth (53.70%)
Trading at a discount to both Graham Number and Intrinsic Value
Strong profitability with a 32.93% profit margin and 1.53% ROA
Risks
Bearish technical trend (10/100) suggesting short-term price pressure
Piotroski F-Score of 4/9 is only 'Stable', not 'Strong'
Historical volatility in quarterly earnings (significant misses in April 2025 and April 2022)

Compare Another Pair

EZPW vs GABC: Head-to-Head Comparison

This page compares EZCORP, Inc. (EZPW) and German American Bancorp, Inc. (GABC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile