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FBK vs V

FBK
FB Financial Corporation
NEUTRAL
Price
$53.58
Market Cap
$2.75B
Sector
Financial Services
AI Confidence
80%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
FBK
21.87
V
28.35
Forward P/E
FBK
10.47
V
20.79
P/B Ratio
FBK
1.4
V
15.09
P/S Ratio
FBK
4.94
V
14.08
EV/EBITDA
FBK
--
V
20.06

Profitability

Gross Margin
FBK
0.0%
V
97.78%
Operating Margin
FBK
45.75%
V
68.3%
Profit Margin
FBK
25.25%
V
50.23%
ROE
FBK
7.88%
V
53.95%
ROA
FBK
0.95%
V
18.36%

Growth

Revenue Growth
FBK
31.9%
V
14.6%
Earnings Growth
FBK
31.0%
V
17.4%

Financial Health

Debt/Equity
FBK
--
V
0.55
Current Ratio
FBK
--
V
1.11
Quick Ratio
FBK
--
V
0.72

Dividends

Dividend Yield
FBK
1.57%
V
0.89%
Payout Ratio
FBK
31.02%
V
22.91%

AI Verdict

FBK NEUTRAL

FBK presents a stark contrast between aggressive growth and deteriorating fundamental health, highlighted by a critical Piotroski F-Score of 2/9. While the company demonstrates impressive YoY revenue and earnings growth (~31%) and a consistent track record of earnings beats, the low health score and bearish insider sentiment are significant red flags. The stock currently trades at a premium to its Graham Number ($46.0) but remains below its growth-based intrinsic value ($72.28). The bullish analyst consensus is heavily countered by poor deterministic health metrics and a bearish technical trend.

Strengths
Strong YoY Revenue and Earnings growth exceeding 31%
Consistent earnings beat track record over 25 quarters
Attractive Forward P/E of 10.47 compared to current P/E of 21.87
Risks
Critical Piotroski F-Score (2/9) indicating weak financial health
Bearish insider activity with net selling in the last 6 months
Technical trend is completely bearish (0/100)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

FBK vs V: Head-to-Head Comparison

This page compares FB Financial Corporation (FBK) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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