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FBK vs JPM

FBK
FB Financial Corporation
NEUTRAL
Price
$53.58
Market Cap
$2.75B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
FBK
21.87
JPM
15.68
Forward P/E
FBK
10.47
JPM
13.42
P/B Ratio
FBK
1.4
JPM
2.47
P/S Ratio
FBK
4.94
JPM
5.03
EV/EBITDA
FBK
--
JPM
--

Profitability

Gross Margin
FBK
0.0%
JPM
0.0%
Operating Margin
FBK
45.75%
JPM
41.06%
Profit Margin
FBK
25.25%
JPM
33.91%
ROE
FBK
7.88%
JPM
16.13%
ROA
FBK
0.95%
JPM
1.35%

Growth

Revenue Growth
FBK
31.9%
JPM
2.5%
Earnings Growth
FBK
31.0%
JPM
-3.6%

Financial Health

Debt/Equity
FBK
--
JPM
--
Current Ratio
FBK
--
JPM
--
Quick Ratio
FBK
--
JPM
--

Dividends

Dividend Yield
FBK
1.57%
JPM
1.91%
Payout Ratio
FBK
31.02%
JPM
28.97%

AI Verdict

FBK NEUTRAL

FBK presents a stark contrast between aggressive growth and deteriorating fundamental health, highlighted by a critical Piotroski F-Score of 2/9. While the company demonstrates impressive YoY revenue and earnings growth (~31%) and a consistent track record of earnings beats, the low health score and bearish insider sentiment are significant red flags. The stock currently trades at a premium to its Graham Number ($46.0) but remains below its growth-based intrinsic value ($72.28). The bullish analyst consensus is heavily countered by poor deterministic health metrics and a bearish technical trend.

Strengths
Strong YoY Revenue and Earnings growth exceeding 31%
Consistent earnings beat track record over 25 quarters
Attractive Forward P/E of 10.47 compared to current P/E of 21.87
Risks
Critical Piotroski F-Score (2/9) indicating weak financial health
Bearish insider activity with net selling in the last 6 months
Technical trend is completely bearish (0/100)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

FBK vs JPM: Head-to-Head Comparison

This page compares FB Financial Corporation (FBK) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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