No connection

Search Results

FFWM vs MA

FFWM
First Foundation Inc.
BEARISH
Price
$5.90
Market Cap
$489.3M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FFWM
--
MA
30.28
Forward P/E
FFWM
14.94
MA
22.05
P/B Ratio
FFWM
0.59
MA
57.74
P/S Ratio
FFWM
2.87
MA
13.6
EV/EBITDA
FFWM
--
MA
22.13

Profitability

Gross Margin
FFWM
0.0%
MA
100.0%
Operating Margin
FFWM
-14.59%
MA
57.73%
Profit Margin
FFWM
-91.02%
MA
45.65%
ROE
FFWM
-15.78%
MA
209.91%
ROA
FFWM
-1.26%
MA
23.72%

Growth

Revenue Growth
FFWM
24.6%
MA
17.6%
Earnings Growth
FFWM
--
MA
24.2%

Financial Health

Debt/Equity
FFWM
--
MA
2.56
Current Ratio
FFWM
--
MA
1.03
Quick Ratio
FFWM
--
MA
0.68

Dividends

Dividend Yield
FFWM
--
MA
0.7%
Payout Ratio
FFWM
0.0%
MA
18.4%

AI Verdict

FFWM BEARISH

FFWM exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total collapse in fundamental health. While the stock trades at a significant discount to book value (P/B 0.59), this is offset by a devastating profit margin of -91.02% and a consistent pattern of massive earnings misses over the last four quarters. Despite a positive YoY revenue growth of 24.60%, the operational efficiency is non-existent, and the technical trend is purely bearish. The valuation appeal is a 'value trap' given the current trajectory of negative ROE and ROA.

Strengths
Trading significantly below book value (P/B 0.59)
Positive Year-over-Year revenue growth of 24.60%
Forward P/E of 14.94 suggests a potential path back to profitability
Risks
Critical Piotroski F-Score (1/9) signaling extreme financial weakness
Severe negative profit margins (-91.02%) and operating margins (-14.59%)
Catastrophic earnings surprise trend (Average -2810.30% over last 4 quarters)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FFWM vs MA: Head-to-Head Comparison

This page compares First Foundation Inc. (FFWM) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile