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FG vs MA

FG
F&G Annuities & Life, Inc.
NEUTRAL
Price
$27.99
Market Cap
$3.8B
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FG
14.89
MA
30.28
Forward P/E
FG
4.62
MA
22.05
P/B Ratio
FG
0.79
MA
57.74
P/S Ratio
FG
0.66
MA
13.6
EV/EBITDA
FG
6.19
MA
22.13

Profitability

Gross Margin
FG
30.85%
MA
100.0%
Operating Margin
FG
11.45%
MA
57.73%
Profit Margin
FG
4.62%
MA
45.65%
ROE
FG
6.03%
MA
209.91%
ROA
FG
0.33%
MA
23.72%

Growth

Revenue Growth
FG
13.2%
MA
17.6%
Earnings Growth
FG
-64.2%
MA
24.2%

Financial Health

Debt/Equity
FG
0.46
MA
2.56
Current Ratio
FG
0.95
MA
1.03
Quick Ratio
FG
0.12
MA
0.68

Dividends

Dividend Yield
FG
3.57%
MA
0.7%
Payout Ratio
FG
48.4%
MA
18.4%

AI Verdict

FG NEUTRAL

F&G Annuities & Life presents a classic value trap profile, characterized by a stable Piotroski F-Score of 4/9 and a Graham Number ($38.71) that suggests significant undervaluation relative to the current price of $27.99. However, this valuation is offset by a severe collapse in earnings growth (-64.20% YoY) and a bearish technical trend (0/100). While the company trades below book value (P/B 0.79) and maintains a sustainable dividend, the volatility in quarterly EPS and the discrepancy between the Graham Number and the growth-based Intrinsic Value ($13.16) indicate fundamental instability.

Strengths
Trading at a discount to book value (P/B 0.79)
Strong defensive valuation per Graham Number ($38.71)
Low Debt/Equity ratio (0.46) relative to sector averages
Risks
Severe earnings contraction (-64.20% YoY)
Extremely low Quick Ratio (0.12) indicating liquidity tightness
Bearish technical momentum (0/100 trend score)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FG vs MA: Head-to-Head Comparison

This page compares F&G Annuities & Life, Inc. (FG) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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