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FHN vs HLI

FHN
First Horizon Corporation
NEUTRAL
Price
$24.21
Market Cap
$11.56B
Sector
Financial Services
AI Confidence
75%
HLI
Houlihan Lokey, Inc.
BULLISH
Price
$159.71
Market Cap
$11.15B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
FHN
12.17
HLI
24.5
Forward P/E
FHN
10.29
HLI
18.73
P/B Ratio
FHN
1.37
HLI
4.85
P/S Ratio
FHN
--
HLI
4.21
EV/EBITDA
FHN
--
HLI
--

Profitability

Gross Margin
FHN
0.0%
HLI
94.63%
Operating Margin
FHN
41.37%
HLI
24.87%
Profit Margin
FHN
29.95%
HLI
16.91%
ROE
FHN
11.26%
HLI
20.47%
ROA
FHN
1.26%
HLI
12.08%

Growth

Revenue Growth
FHN
9.6%
HLI
13.0%
Earnings Growth
FHN
29.3%
HLI
22.3%

Financial Health

Debt/Equity
FHN
--
HLI
0.22
Current Ratio
FHN
--
HLI
1.49
Quick Ratio
FHN
--
HLI
1.49

Dividends

Dividend Yield
FHN
2.81%
HLI
1.5%
Payout Ratio
FHN
31.16%
HLI
36.41%

AI Verdict

FHN NEUTRAL

FHN presents a stark contrast between attractive valuation and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the current price of $24.21 is a discount to both the Graham Number ($28.16) and the growth-based Intrinsic Value ($58.7), the low health score and bearish insider activity suggest significant underlying risks. These concerns are partially offset by strong earnings growth (29.3% YoY) and a consistent track record of beating analyst estimates. Consequently, the stock is a high-risk value play where growth metrics clash with poor deterministic health indicators.

Strengths
Trading below Graham Number ($28.16) and Intrinsic Value ($58.7)
Strong earnings growth of 29.3% YoY
Consistent earnings beat track record (3/4 most recent quarters)
Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health
Bearish insider sentiment with significant selling by the CEO and officers
Bearish technical trend (0/100)
HLI BULLISH

HLI exhibits a stable financial profile with a Piotroski F-Score of 4/9 and a very conservative debt-to-equity ratio of 0.22. While the current price of $159.71 is significantly above the Graham Number ($69.49), it remains well below the growth-based intrinsic value of $192.34, suggesting the market is pricing in high-quality growth. The company demonstrates exceptional earnings consistency, beating estimates in 3 of the last 4 quarters with strong YoY earnings growth of 22.3%. Despite bearish technicals and insider selling, the fundamental profitability and growth trajectory support a bullish long-term outlook.

Strengths
Strong profitability with ROE of 20.47% and ROA of 12.08%
Very low leverage with a Debt/Equity ratio of 0.22
Consistent earnings beat track record (3/4 recent quarters)
Risks
Bearish technical trend (0/100) indicating short-term momentum weakness
Negative insider sentiment with recent selling activity
Significant premium to book value (P/B 4.85)

Compare Another Pair

FHN vs HLI: Head-to-Head Comparison

This page compares First Horizon Corporation (FHN) and Houlihan Lokey, Inc. (HLI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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