FHN
NEUTRAL
$24.21
Live
First Horizon Corporation · NYSE
Target $26.84
(+10.9%)
$17.57
52W Range
$26.56
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 27, 2026
Market cap
$11.56B
P/E
12.17
ROE
11.3%
Profit margin
29.9%
Debt/Equity
N/A
Dividend yield
2.81%
AI Analysis
AI-powered fundamental assessment
Confidence
75%
FHN presents a stark contrast between attractive valuation and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the current price of $24.21 is a discount to both the Graham Number ($28.16) and the growth-based Intrinsic Value ($58.7), the low health score and bearish insider activity suggest significant underlying risks. These concerns are partially offset by strong earnings growth (29.3% YoY) and a consistent track record of beating analyst estimates. Consequently, the stock is a high-risk value play where growth metrics clash with poor deterministic health indicators.
Key Strengths
Trading below Graham Number ($28.16) and Intrinsic Value ($58.7)
Strong earnings growth of 29.3% YoY
Consistent earnings beat track record (3/4 most recent quarters)
Low P/E ratio (12.17) relative to sector averages
Sustainable dividend payout ratio of 31.16%
Key Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health
Bearish insider sentiment with significant selling by the CEO and officers
Bearish technical trend (0/100)
Low Return on Assets (ROA) of 1.26%
Exposure to regional banking sector volatility
AI Fair Value Estimate
Based on comprehensive analysis
$31.5
+30.1% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
66
Strong
85
78
80
20
65
AI Verdict
Value Trap Risk
Key drivers: Deep valuation discount, Strong EPS growth, Critical failure in Piotroski health score, Insider divestment
Confidence
80%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- Price < Graham Number
- Low Forward P/E of 10.29
Watchpoints
- PEG ratio of 1.76 suggests growth is not entirely cheap
Future
78/100
Ref Growth rates
Positives
- 29.3% YoY Earnings Growth
- Consistent positive earnings surprises
Watchpoints
- Technical trend is currently 0/100
Past
80/100
Ref Historical trends
Positives
- 1Y price change of +40.1%
- Strong historical EPS beat rate
Watchpoints
- Recent 1W price dip
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Positive profit margins
Watchpoints
- Piotroski F-Score of 2/9 is critically low
Dividend
65/100
Ref Yield, Payout
Positives
- Low payout ratio (31.16%)
- Consistent dividend rate
Watchpoints
- Modest yield of 2.81%
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$24.21
Analyst Target
$26.84
Upside/Downside
+10.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for FHN and closest competitors.
Updated 2026-04-24
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
FHN
First Horizon Corporation
Primary
|
+59.2% | +53.8% | +40.1% | +17.6% | +6.5% | -0.3% |
|
EQH
Equitable Holdings, Inc.
Peer
|
+36.3% | +75.9% | -15.9% | -14.8% | +7.6% | -1.5% |
|
AEG
Aegon Ltd.
Peer
|
+139.0% | +64.7% | +22.4% | +6.0% | +0.4% | +0.8% |
|
AIZ
Assurant, Inc.
Peer
|
+91.8% | +90.7% | +14.3% | +26.2% | -3.5% | -0.3% |
|
ACGLO
Arch Capital Group Ltd.
Peer
|
+2.5% | +11.6% | +0.7% | -5.5% | -3.4% | -1.5% |
FHN
First Horizon Corporation
Primary
5Y
+59.2%
3Y
+53.8%
1Y
+40.1%
6M
+17.6%
1M
+6.5%
1W
-0.3%
EQH
Equitable Holdings, Inc.
Peer
5Y
+36.3%
3Y
+75.9%
1Y
-15.9%
6M
-14.8%
1M
+7.6%
1W
-1.5%
AEG
Aegon Ltd.
Peer
5Y
+139.0%
3Y
+64.7%
1Y
+22.4%
6M
+6.0%
1M
+0.4%
1W
+0.8%
AIZ
Assurant, Inc.
Peer
5Y
+91.8%
3Y
+90.7%
1Y
+14.3%
6M
+26.2%
1M
-3.5%
1W
-0.3%
ACG
Arch Capital Group Ltd.
Peer
5Y
+2.5%
3Y
+11.6%
1Y
+0.7%
6M
-5.5%
1M
-3.4%
1W
-1.5%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.17
Forward P/E
10.29
PEG Ratio
1.76
P/B Ratio
1.37
P/S Ratio
N/A
EV/Revenue
3.93
EV/EBITDA
N/A
Market Cap
$11.56B
Profitability
Profit margins and return metrics
Profit Margin
29.95%
Operating Margin
41.37%
Gross Margin
N/A
ROE
11.26%
ROA
1.26%
Growth
Revenue and earnings growth rates
Revenue Growth
+9.6%
Earnings Growth
+29.3%
Q/Q Revenue Growth
+22.76%
Q/Q Earnings Growth
+20.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$9.6
Quarterly Earnings History
EPS performance vs analyst estimates
2026-07-15
$N/A
2026-04-15
$0.53
+6.7% surprise
2026-01-15
$0.52
+12.1% surprise
2025-10-15
$0.51
+14.6% surprise
Financial Services Sector Comparison
Comparing FHN against 763 companies in the Financial Services sector
(133 bullish, 317 neutral, 313 bearish)
P/E Ratio
12.17
This Stock
vs
38.21
Sector Avg
-68.2%
(Discount)
Return on Equity (ROE)
11.26%
This Stock
vs
-1.82%
Sector Avg
-718.4%
(Below Avg)
Profit Margin
29.95%
This Stock
vs
75.74%
Sector Avg
-60.5%
(Weaker)
Revenue Growth
9.6%
This Stock
vs
37.18%
Sector Avg
-74.2%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
FHN
First Horizon Corporation
|
NEUTRAL | $11.56B | 12.17 | 11.3% | 29.9% | $24.21 | |
|
EQH
Equitable Holdings, Inc.
|
BEARISH | $11.57B | - | -38.9% | -11.8% | $41.1 | Compare |
|
AEG
Aegon Ltd.
|
BEARISH | $11.74B | 8.47 | 15.0% | 10.1% | $7.71 | Compare |
|
AIZ
Assurant, Inc.
|
NEUTRAL | $11.78B | 14.47 | 15.4% | 6.8% | $233.39 | Compare |
|
ACGLO
Arch Capital Group Ltd.
|
NEUTRAL | $11.78B | 4.31 | 19.5% | 22.1% | $20.2 | Compare |
FHN
First Horizon Corporation
NEUTRAL
Mkt Cap
$11.6B
P/E
12.2
ROE
11.3%
Price
$24.21
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-11 | DMUCHOWSKI HOPE | Chief Financial Officer | Stock Award | 27,043 | - |
| 2026-02-11 | HUNG THOMAS | Officer | Stock Award | 12,740 | - |
| 2026-02-11 | HART TANYA L | Officer | Stock Award | 10,616 | - |
| 2026-02-11 | ARGO ASHLEY W | Officer | Stock Award | 8,012 | - |
| 2026-02-11 | WISEMAN THOMAS LANG | General Counsel | Stock Award | 11,017 | - |
| 2026-02-11 | FLEMING JEFF L. | Officer | Stock Award | 4,752 | - |
| 2026-02-11 | LOCASCIO TAMMY S. | Chief Operating Officer | Stock Award | 27,944 | - |
| 2026-02-11 | JORDAN DAVID BRYAN | Chief Executive Officer | Stock Award | 102,009 | - |
| 2026-02-11 | RESTEL ANTHONY J | Officer | Stock Award | 27,944 | - |
| 2026-02-11 | ARDOIN ELIZABETH A | Officer | Stock Award | 4,647 | - |
| 2026-01-29 | JORDAN DAVID BRYAN | Chief Executive Officer | Sale | 85,009 | $2,054,164 |
| 2026-01-29 | JORDAN DAVID BRYAN | Chief Executive Officer | Option Exercise | 116,655 | $1,799,987 |
| 2026-01-29 | RESTEL ANTHONY J | Officer | Sale | 5,719 | $139,237 |
| 2026-01-29 | RESTEL ANTHONY J | Officer | Option Exercise | 8,182 | $130,994 |
| 2025-12-22 | JORDAN DAVID BRYAN | Chief Executive Officer | Gift | 42,000 | - |
DMUCHOWSKI HOPE
Chief Financial Officer
2026-02-11
27,043 shares
HUNG THOMAS
Officer
2026-02-11
12,740 shares
HART TANYA L
Officer
2026-02-11
10,616 shares
ARGO ASHLEY W
Officer
2026-02-11
8,012 shares
WISEMAN THOMAS LANG
General Counsel
2026-02-11
11,017 shares
FLEMING JEFF L.
Officer
2026-02-11
4,752 shares
LOCASCIO TAMMY S.
Chief Operating Officer
2026-02-11
27,944 shares
JORDAN DAVID BRYAN
Chief Executive Officer
2026-02-11
102,009 shares
RESTEL ANTHONY J
Officer
2026-02-11
27,944 shares
ARDOIN ELIZABETH A
Officer
2026-02-11
4,647 shares
JORDAN DAVID BRYAN
Chief Executive Officer
2026-01-29
85,009 shares
·
$2,054,164
JORDAN DAVID BRYAN
Chief Executive Officer
2026-01-29
116,655 shares
·
$1,799,987
RESTEL ANTHONY J
Officer
2026-01-29
5,719 shares
·
$139,237
RESTEL ANTHONY J
Officer
2026-01-29
8,182 shares
·
$130,994
JORDAN DAVID BRYAN
Chief Executive Officer
2025-12-22
42,000 shares
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
DEF 14A
10-K
First Horizon Corporation (FHN) filed its 10-K annual report on February 26, 2026, providing comprehensive disclosures on its business operations and financial condition. While specific financial metrics were not included in the provided excerpts, the filing contains detailed sections on risk factors and management's discussion and analysis of results.
10-Q
8-K
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
19 analysts
DA Davidson
2026-04-16
Neutral
Neutral
Keefe, Bruyette & Woods
2026-04-16
Market Perform
Market Perform
Barclays
2026-04-07
Overweight
Overweight
UBS
2026-04-07
Buy
Neutral
Evercore ISI Group
2026-04-06
In-Line
In-Line
JP Morgan
2026-04-01
Neutral
Neutral
Wells Fargo
2026-03-30
Equal-Weight
Equal-Weight
Citigroup
2026-02-24
Buy
Buy
Barclays
2026-01-16
Overweight
Overweight
DA Davidson
2026-01-16
Neutral
Neutral
Past News Coverage
Recent headlines mentioning FHN from our newsroom.
Newest → oldest
No matching news yet.