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FLC vs MA

FLC
Flaherty & Crumrine Total Return Fund Inc.
NEUTRAL
Price
$17.12
Market Cap
$179.0M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FLC
11.12
MA
30.28
Forward P/E
FLC
--
MA
22.05
P/B Ratio
FLC
0.9
MA
57.74
P/S Ratio
FLC
8.57
MA
13.6
EV/EBITDA
FLC
--
MA
22.13

Profitability

Gross Margin
FLC
100.0%
MA
100.0%
Operating Margin
FLC
87.49%
MA
57.73%
Profit Margin
FLC
77.28%
MA
45.65%
ROE
FLC
8.24%
MA
209.91%
ROA
FLC
3.63%
MA
23.72%

Growth

Revenue Growth
FLC
-1.4%
MA
17.6%
Earnings Growth
FLC
-10.9%
MA
24.2%

Financial Health

Debt/Equity
FLC
0.6
MA
2.56
Current Ratio
FLC
3.58
MA
1.03
Quick Ratio
FLC
3.51
MA
0.68

Dividends

Dividend Yield
FLC
7.15%
MA
0.7%
Payout Ratio
FLC
74.53%
MA
18.4%

AI Verdict

FLC NEUTRAL

FLC presents as a classic value trap with a stable Piotroski F-Score of 5/9 and a significant discount to its Graham Number ($25.61). While the stock trades attractively below book value (P/B 0.90) and offers a strong 7.15% dividend yield, it is plagued by negative earnings growth (-10.90%) and a completely bearish technical trend (0/100). The high profit margins provide a safety buffer, but the lack of growth and poor insider sentiment suggest limited upside potential in the near term.

Strengths
Trading below book value (P/B 0.90)
Strong dividend yield of 7.15%
Exceptional profit margins (77.28%)
Risks
Negative YoY earnings growth (-10.90%)
Bearish technical trend (0/100 score)
Weak insider sentiment (40/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FLC vs MA: Head-to-Head Comparison

This page compares Flaherty & Crumrine Total Return Fund Inc. (FLC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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