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FMY vs JPM

FMY
First Trust Mortgage Income Fund
NEUTRAL
Price
$11.90
Market Cap
$50.1M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
FMY
11.02
JPM
15.68
Forward P/E
FMY
--
JPM
13.42
P/B Ratio
FMY
0.92
JPM
2.47
P/S Ratio
FMY
14.36
JPM
5.03
EV/EBITDA
FMY
--
JPM
--

Profitability

Gross Margin
FMY
100.0%
JPM
0.0%
Operating Margin
FMY
81.59%
JPM
41.06%
Profit Margin
FMY
130.46%
JPM
33.91%
ROE
FMY
8.46%
JPM
16.13%
ROA
FMY
3.05%
JPM
1.35%

Growth

Revenue Growth
FMY
-11.6%
JPM
2.5%
Earnings Growth
FMY
-30.2%
JPM
-3.6%

Financial Health

Debt/Equity
FMY
--
JPM
--
Current Ratio
FMY
2.25
JPM
--
Quick Ratio
FMY
2.03
JPM
--

Dividends

Dividend Yield
FMY
6.55%
JPM
1.91%
Payout Ratio
FMY
79.63%
JPM
28.97%

AI Verdict

FMY NEUTRAL

FMY presents as a classic value-income play with a stable Piotroski F-Score of 5/9, indicating moderate financial health. While the stock trades attractively below its Graham Number ($17.69) and book value (P/B 0.92), it is plagued by significant negative growth in both revenue (-11.60%) and earnings (-30.20%). The technical trend is currently bearish (0/100), offsetting the appeal of its 6.55% dividend yield. Overall, the fund is stable but lacks a growth catalyst to drive price appreciation.

Strengths
Trading below book value (P/B 0.92)
Significant discount to Graham Number ($17.69)
Strong liquidity with a Current Ratio of 2.25
Risks
Sharp decline in YoY earnings growth (-30.20%)
Negative revenue growth (-11.60%)
Bearish technical trend (0/100 score)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

FMY vs JPM: Head-to-Head Comparison

This page compares First Trust Mortgage Income Fund (FMY) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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