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FMY vs MLCI

FMY
First Trust Mortgage Income Fund
NEUTRAL
Price
$11.90
Market Cap
$50.1M
Sector
Financial Services
AI Confidence
85%
MLCI
Mount Logan Capital Inc.
BEARISH
Price
$4.04
Market Cap
$52.3M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
FMY
11.02
MLCI
--
Forward P/E
FMY
--
MLCI
--
P/B Ratio
FMY
0.92
MLCI
0.57
P/S Ratio
FMY
14.36
MLCI
1.18
EV/EBITDA
FMY
--
MLCI
--

Profitability

Gross Margin
FMY
100.0%
MLCI
72.72%
Operating Margin
FMY
81.59%
MLCI
-194.18%
Profit Margin
FMY
130.46%
MLCI
-137.62%
ROE
FMY
8.46%
MLCI
-62.4%
ROA
FMY
3.05%
MLCI
-3.85%

Growth

Revenue Growth
FMY
-11.6%
MLCI
13.9%
Earnings Growth
FMY
-30.2%
MLCI
--

Financial Health

Debt/Equity
FMY
--
MLCI
1.05
Current Ratio
FMY
2.25
MLCI
4.47
Quick Ratio
FMY
2.03
MLCI
4.18

Dividends

Dividend Yield
FMY
6.55%
MLCI
2.96%
Payout Ratio
FMY
79.63%
MLCI
4.5%

AI Verdict

FMY NEUTRAL

FMY presents as a classic value-income play with a stable Piotroski F-Score of 5/9, indicating moderate financial health. While the stock trades attractively below its Graham Number ($17.69) and book value (P/B 0.92), it is plagued by significant negative growth in both revenue (-11.60%) and earnings (-30.20%). The technical trend is currently bearish (0/100), offsetting the appeal of its 6.55% dividend yield. Overall, the fund is stable but lacks a growth catalyst to drive price appreciation.

Strengths
Trading below book value (P/B 0.92)
Significant discount to Graham Number ($17.69)
Strong liquidity with a Current Ratio of 2.25
Risks
Sharp decline in YoY earnings growth (-30.20%)
Negative revenue growth (-11.60%)
Bearish technical trend (0/100 score)
MLCI BEARISH

MLCI exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total failure of fundamental health metrics. While the company trades at a significant discount to book value (P/B 0.57), this is offset by catastrophic profitability margins (-137.62% profit margin) and a negative ROE of -62.40%. Despite a high current ratio suggesting short-term liquidity, the technical trend is completely bearish (0/100) and quarterly revenue has plummeted by 44.54%. The dividend appears unsustainable given the lack of earnings.

Strengths
Strong short-term liquidity (Current Ratio 4.47)
Trading significantly below book value (P/B 0.57)
Positive year-over-year revenue growth (13.90%)
Risks
Critical financial health (Piotroski F-Score 1/9)
Severe operational losses (Operating Margin -194.18%)
Sharp quarterly revenue decline (-44.54% Q/Q)

Compare Another Pair

FMY vs MLCI: Head-to-Head Comparison

This page compares First Trust Mortgage Income Fund (FMY) and Mount Logan Capital Inc. (MLCI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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