No connection

Search Results

FNWB vs MA

FNWB
First Northwest Bancorp
BEARISH
Price
$9.91
Market Cap
$88.9M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FNWB
--
MA
30.28
Forward P/E
FNWB
10.16
MA
22.05
P/B Ratio
FNWB
0.56
MA
57.74
P/S Ratio
FNWB
1.47
MA
13.6
EV/EBITDA
FNWB
--
MA
22.13

Profitability

Gross Margin
FNWB
0.0%
MA
100.0%
Operating Margin
FNWB
35.92%
MA
57.73%
Profit Margin
FNWB
-6.92%
MA
45.65%
ROE
FNWB
-2.69%
MA
209.91%
ROA
FNWB
-0.19%
MA
23.72%

Growth

Revenue Growth
FNWB
63.6%
MA
17.6%
Earnings Growth
FNWB
--
MA
24.2%

Financial Health

Debt/Equity
FNWB
--
MA
2.56
Current Ratio
FNWB
--
MA
1.03
Quick Ratio
FNWB
--
MA
0.68

Dividends

Dividend Yield
FNWB
2.83%
MA
0.7%
Payout Ratio
FNWB
107.69%
MA
18.4%

AI Verdict

FNWB BEARISH

FNWB exhibits severe fundamental weakness, highlighted by a critical Piotroski F-Score of 1/9, indicating poor financial health and operational deterioration. While the stock trades at a deep discount to book value (P/B 0.56) and shows impressive YoY revenue growth of 63.6%, these are overshadowed by negative ROE (-2.69%) and a profit margin of -6.92%. Furthermore, the dividend is unsustainable with a payout ratio of 107.69%, suggesting the company is paying out more than it earns. Despite a positive analyst target price, the deterministic health metrics signal high risk.

Strengths
Deeply undervalued relative to book value (P/B 0.56)
Strong YoY revenue growth of 63.60%
Positive forward P/E of 10.16 suggesting expected return to profitability
Risks
Critical financial health (Piotroski F-Score 1/9)
Unsustainable dividend payout ratio (107.69%)
Negative Return on Equity (ROE) and Profit Margins
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FNWB vs MA: Head-to-Head Comparison

This page compares First Northwest Bancorp (FNWB) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile