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FPF vs SAFT

FPF
First Trust Intermediate Duration Preferred & Income Fund
BEARISH
Price
$18.44
Market Cap
$1.12B
Sector
Financial Services
AI Confidence
85%
SAFT
Safety Insurance Group, Inc.
NEUTRAL
Price
$76.69
Market Cap
$1.13B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FPF
9.36
SAFT
11.45
Forward P/E
FPF
--
SAFT
12.27
P/B Ratio
FPF
--
SAFT
1.26
P/S Ratio
FPF
--
SAFT
0.89
EV/EBITDA
FPF
--
SAFT
8.22

Profitability

Gross Margin
FPF
0.0%
SAFT
10.77%
Operating Margin
FPF
0.0%
SAFT
8.13%
Profit Margin
FPF
0.0%
SAFT
7.85%
ROE
FPF
--
SAFT
11.54%
ROA
FPF
--
SAFT
3.38%

Growth

Revenue Growth
FPF
--
SAFT
11.4%
Earnings Growth
FPF
--
SAFT
153.2%

Financial Health

Debt/Equity
FPF
--
SAFT
0.07
Current Ratio
FPF
--
SAFT
0.38
Quick Ratio
FPF
--
SAFT
0.27

Dividends

Dividend Yield
FPF
8.95%
SAFT
4.79%
Payout Ratio
FPF
83.76%
SAFT
54.33%

AI Verdict

FPF BEARISH

The deterministic health profile is critically weak, headlined by a Piotroski F-Score of 1/9, indicating severe fundamental deterioration or structural misalignment with corporate health metrics. FPF is currently trading at a significant premium ($18.44) relative to its calculated intrinsic value of $13.79. This valuation gap, combined with a 0/100 technical trend and a high payout ratio of 83.76%, suggests the fund is overvalued and facing negative momentum despite its attractive dividend yield.

Strengths
Strong dividend yield of 8.95%
Positive long-term price performance (3Y Change: +58.3%)
Low P/E ratio (9.36) compared to the financial services sector average (38.44)
Risks
Critically low Piotroski F-Score (1/9) indicating poor financial health
Trading at a ~33% premium to its intrinsic value ($13.79)
Bearish technical trend (0/100) suggesting immediate downward pressure
SAFT NEUTRAL

SAFT presents a classic value trap profile: fundamentally undervalued but plagued by bearish momentum and insider activity. The deterministic baseline shows a stable Piotroski F-Score of 4/9 and a Graham Number of $95.88, suggesting the current price of $76.69 is a significant discount. However, this value is offset by a 0/100 technical trend and aggressive insider selling totaling $3.61M. While the dividend is sustainable and the P/E is low, recent Q/Q EPS contraction of 39% suggests a deterioration in short-term operational performance.

Strengths
Significant undervaluation relative to Graham Number ($95.88) and Intrinsic Value ($197.65)
Very low leverage with a Debt/Equity ratio of 0.07
Attractive dividend yield of 4.79% with a sustainable payout ratio of 54.33%
Risks
Strongly bearish insider sentiment with 5 sell transactions and 0 buys
Negative recent earnings momentum (Q/Q EPS growth of -39.0%)
Bearish technical trend (0/100 score)

Compare Another Pair

FPF vs SAFT: Head-to-Head Comparison

This page compares First Trust Intermediate Duration Preferred & Income Fund (FPF) and Safety Insurance Group, Inc. (SAFT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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