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FRHC vs MA

FRHC
Freedom Holdings Corp.
BEARISH
Price
$151.15
Market Cap
$9.25B
Sector
Financial Services
AI Confidence
95%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FRHC
7557.5
MA
30.28
Forward P/E
FRHC
33.59
MA
22.05
P/B Ratio
FRHC
6.63
MA
57.74
P/S Ratio
FRHC
6.21
MA
13.6
EV/EBITDA
FRHC
--
MA
22.13

Profitability

Gross Margin
FRHC
77.79%
MA
100.0%
Operating Margin
FRHC
10.59%
MA
57.73%
Profit Margin
FRHC
0.18%
MA
45.65%
ROE
FRHC
0.22%
MA
209.91%
ROA
FRHC
0.03%
MA
23.72%

Growth

Revenue Growth
FRHC
-14.1%
MA
17.6%
Earnings Growth
FRHC
-3.1%
MA
24.2%

Financial Health

Debt/Equity
FRHC
1.56
MA
2.56
Current Ratio
FRHC
1.22
MA
1.03
Quick Ratio
FRHC
0.92
MA
0.68

Dividends

Dividend Yield
FRHC
--
MA
0.7%
Payout Ratio
FRHC
0.0%
MA
18.4%

AI Verdict

FRHC BEARISH

FRHC exhibits a severe disconnect between its market price and fundamental value, highlighted by a Piotroski F-Score of 4/9 (Stable/Weak) and a Graham Number of $3.2 against a current price of $151.15. The company is currently trading at an astronomical P/E ratio of 7557.50, while reporting negative YoY revenue growth (-14.10%) and dismal profitability metrics (ROE of 0.22%). Despite a positive 5-year price trajectory, recent quarterly earnings have consistently missed estimates with an average surprise of -129.39%, suggesting a bubble-like valuation unsupported by current cash flow or earnings power.

Strengths
Strong Gross Margin (77.79%)
Positive long-term 5-year price appreciation (+190.3%)
Current Ratio of 1.22 indicates adequate short-term liquidity
Risks
Extreme overvaluation (P/E of 7557.50)
Negative YoY Revenue and Earnings growth
Severe earnings misses (0/4 beats in last 4 quarters)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FRHC vs MA: Head-to-Head Comparison

This page compares Freedom Holdings Corp. (FRHC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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