No connection

Search Results

FSBW vs JOF

FSBW
FS Bancorp, Inc.
NEUTRAL
Price
$41.72
Market Cap
$313.0M
Sector
Financial Services
AI Confidence
85%
JOF
Japan Smaller Capitalization Fund, Inc.
BULLISH
Price
$10.99
Market Cap
$311.4M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
FSBW
9.48
JOF
4.56
Forward P/E
FSBW
8.09
JOF
--
P/B Ratio
FSBW
1.0
JOF
1.16
P/S Ratio
FSBW
2.19
JOF
38.22
EV/EBITDA
FSBW
--
JOF
--

Profitability

Gross Margin
FSBW
0.0%
JOF
100.0%
Operating Margin
FSBW
32.26%
JOF
60.35%
Profit Margin
FSBW
23.3%
JOF
93.43%
ROE
FSBW
11.05%
JOF
2.83%
ROA
FSBW
1.07%
JOF
1.06%

Growth

Revenue Growth
FSBW
6.4%
JOF
42.3%
Earnings Growth
FSBW
20.5%
JOF
--

Financial Health

Debt/Equity
FSBW
--
JOF
--
Current Ratio
FSBW
--
JOF
1.34
Quick Ratio
FSBW
--
JOF
1.34

Dividends

Dividend Yield
FSBW
2.84%
JOF
9.69%
Payout Ratio
FSBW
26.11%
JOF
23.98%

AI Verdict

FSBW NEUTRAL

FSBW presents a classic value disconnect: it is significantly undervalued relative to its Graham Number ($63.33) and Intrinsic Value ($126.56), yet it suffers from poor short-term momentum. The Piotroski F-Score of 4/9 indicates stable but mediocre financial health, while a recent streak of four consecutive earnings misses suggests a deterioration in operational performance. Despite a strong ROA of 1.07% and a sustainable dividend payout, bearish insider activity and a 0/100 technical trend offset the attractive valuation metrics.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Low P/E ratio (9.48) and Price-to-Book ratio of 1.00
Strong ROA (1.07%) exceeding the typical 1% banking benchmark
Risks
Consistent earnings misses (0/4 beats in the last 4 quarters)
Negative Q/Q revenue growth (-9.69%)
Bearish insider sentiment with recent director sales
JOF BULLISH

JOF presents a compelling deep-value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($10.99) trading at a significant discount to both its Graham Number ($22.65) and Intrinsic Value ($16.87). The fund exhibits an exceptionally low P/E ratio of 4.56 compared to the sector average of 35.45, paired with a highly sustainable 9.69% dividend yield. While technical trends are currently bearish (0/100), the strong long-term price performance and robust revenue growth of 42.3% suggest a strong fundamental floor.

Strengths
Significant undervaluation relative to Graham Number ($22.65) and Intrinsic Value ($16.87)
Extremely low P/E ratio (4.56) compared to financial services sector average (35.45)
High and sustainable dividend yield of 9.69% with a low payout ratio of 23.98%
Risks
Bearish technical trend (0/100) indicating short-term negative momentum
Low Return on Equity (ROE) of 2.83% suggesting inefficient capital utilization
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health

Compare Another Pair

FSBW vs JOF: Head-to-Head Comparison

This page compares FS Bancorp, Inc. (FSBW) and Japan Smaller Capitalization Fund, Inc. (JOF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile