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FXNC vs JPM

FXNC
First National Corporation
NEUTRAL
Price
$29.06
Market Cap
$262.7M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
FXNC
14.46
JPM
14.69
Forward P/E
FXNC
11.58
JPM
12.62
P/B Ratio
FXNC
1.41
JPM
2.32
P/S Ratio
FXNC
3.02
JPM
4.72
EV/EBITDA
FXNC
--
JPM
--

Profitability

Gross Margin
FXNC
0.0%
JPM
0.0%
Operating Margin
FXNC
33.33%
JPM
41.06%
Profit Margin
FXNC
20.35%
JPM
33.91%
ROE
FXNC
10.04%
JPM
16.13%
ROA
FXNC
0.88%
JPM
1.35%

Growth

Revenue Growth
FXNC
33.8%
JPM
2.5%
Earnings Growth
FXNC
--
JPM
-3.6%

Financial Health

Debt/Equity
FXNC
--
JPM
--
Current Ratio
FXNC
--
JPM
--
Quick Ratio
FXNC
--
JPM
--

Dividends

Dividend Yield
FXNC
2.34%
JPM
2.11%
Payout Ratio
FXNC
32.4%
JPM
28.97%

AI Verdict

FXNC NEUTRAL

FXNC presents a mixed profile with a stable Piotroski F-Score of 4/9 and a current price ($29.06) trading slightly below its Graham Number ($30.54), suggesting defensive fair value. While the company exhibits impressive YoY revenue growth of 33.8% and strong recent price momentum, there is a significant discrepancy between its current market price and its growth-based intrinsic value of $14.07. The stock is currently trading near its 52-week high, which, combined with a bearish technical trend score and an analyst target price ($28.00) below the current market price, suggests limited immediate upside.

Strengths
Strong YoY revenue growth of 33.80%
Attractive valuation relative to Graham Number ($30.54)
Sustainable dividend payout ratio of 32.40%
Risks
Significant gap between current price and intrinsic value ($14.07)
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health
Technical trend score is heavily bearish (10/100) despite recent price gains
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

FXNC vs JPM: Head-to-Head Comparison

This page compares First National Corporation (FXNC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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