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GBLI vs MA

GBLI
Global Indemnity Group, LLC
BEARISH
Price
$28.00
Market Cap
$401.8M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
GBLI
16.0
MA
30.28
Forward P/E
GBLI
8.48
MA
22.05
P/B Ratio
GBLI
0.57
MA
57.74
P/S Ratio
GBLI
0.89
MA
13.6
EV/EBITDA
GBLI
10.21
MA
22.13

Profitability

Gross Margin
GBLI
14.48%
MA
100.0%
Operating Margin
GBLI
8.04%
MA
57.73%
Profit Margin
GBLI
5.63%
MA
45.65%
ROE
GBLI
3.63%
MA
209.91%
ROA
GBLI
1.21%
MA
23.72%

Growth

Revenue Growth
GBLI
7.9%
MA
17.6%
Earnings Growth
GBLI
-30.9%
MA
24.2%

Financial Health

Debt/Equity
GBLI
0.01
MA
2.56
Current Ratio
GBLI
0.56
MA
1.03
Quick Ratio
GBLI
0.33
MA
0.68

Dividends

Dividend Yield
GBLI
5.0%
MA
0.7%
Payout Ratio
GBLI
80.0%
MA
18.4%

AI Verdict

GBLI BEARISH

GBLI exhibits significant financial deterioration, highlighted by a weak Piotroski F-Score of 3/9 and a severe earnings crash of -30.90% YoY. While the stock appears undervalued on a book-value basis (P/B 0.57) and relative to its Graham Number ($43.91), these metrics are offset by a low intrinsic value of $12.25 and a completely bearish technical trend (0/100). The high dividend payout ratio (80%) combined with declining earnings suggests the current 5% yield is unsustainable. Overall, the deterministic health scores signal a company in a state of fundamental decline despite the low valuation multiples.

Strengths
Very low Debt/Equity ratio (0.01)
Trading significantly below book value (P/B 0.57)
Positive revenue growth (7.90% YoY)
Risks
Weak Piotroski F-Score (3/9) indicating poor financial health
Severe earnings contraction (-30.90% YoY)
Poor earnings track record with an average surprise of -57.32% over the last 4 quarters
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

GBLI vs MA: Head-to-Head Comparison

This page compares Global Indemnity Group, LLC (GBLI) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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