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GDL vs MA

GDL
The GDL Fund
BEARISH
Price
$8.45
Market Cap
$92.3M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
GDL
12.07
MA
30.28
Forward P/E
GDL
--
MA
22.05
P/B Ratio
GDL
--
MA
57.74
P/S Ratio
GDL
--
MA
13.6
EV/EBITDA
GDL
--
MA
22.13

Profitability

Gross Margin
GDL
0.0%
MA
100.0%
Operating Margin
GDL
0.0%
MA
57.73%
Profit Margin
GDL
0.0%
MA
45.65%
ROE
GDL
--
MA
209.91%
ROA
GDL
--
MA
23.72%

Growth

Revenue Growth
GDL
--
MA
17.6%
Earnings Growth
GDL
--
MA
24.2%

Financial Health

Debt/Equity
GDL
--
MA
2.56
Current Ratio
GDL
--
MA
1.03
Quick Ratio
GDL
--
MA
0.68

Dividends

Dividend Yield
GDL
5.68%
MA
0.7%
Payout Ratio
GDL
68.57%
MA
18.4%

AI Verdict

GDL BEARISH

The GDL Fund exhibits severe fundamental weakness, highlighted by a critical Piotroski F-Score of 1/9, indicating poor financial health. The stock is trading at a significant premium of approximately 72% over its growth-based intrinsic value of $4.90. Despite a low P/E ratio relative to the sector, the company reports 0.00% across all margin metrics, suggesting a lack of operational profitability. Combined with bearish insider sentiment and a flat technical trend, the current valuation is unsustainable.

Strengths
Low P/E ratio (12.07) compared to the financial services sector average (38.31)
Positive long-term price performance (5Y Change: +26.4%)
Attractive dividend yield of 5.68%
Risks
Critical financial health failure indicated by Piotroski F-Score of 1/9
Significant overvaluation relative to intrinsic value ($8.45 vs $4.90)
Zero percent profit, operating, and gross margins
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

GDL vs MA: Head-to-Head Comparison

This page compares The GDL Fund (GDL) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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