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GHI vs MA

GHI
Greystone Housing Impact Investors LP
BEARISH
Price
$5.14
Market Cap
$121.1M
Sector
Financial Services
AI Confidence
95%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
GHI
--
MA
30.28
Forward P/E
GHI
2.94
MA
22.05
P/B Ratio
GHI
0.43
MA
57.74
P/S Ratio
GHI
4.81
MA
13.6
EV/EBITDA
GHI
--
MA
22.13

Profitability

Gross Margin
GHI
100.0%
MA
100.0%
Operating Margin
GHI
13.92%
MA
57.73%
Profit Margin
GHI
-30.85%
MA
45.65%
ROE
GHI
-2.0%
MA
209.91%
ROA
GHI
-0.49%
MA
23.72%

Growth

Revenue Growth
GHI
-15.6%
MA
17.6%
Earnings Growth
GHI
--
MA
24.2%

Financial Health

Debt/Equity
GHI
2.89
MA
2.56
Current Ratio
GHI
0.87
MA
1.03
Quick Ratio
GHI
0.83
MA
0.68

Dividends

Dividend Yield
GHI
19.26%
MA
0.7%
Payout Ratio
GHI
788.24%
MA
18.4%

AI Verdict

GHI BEARISH

GHI exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a catastrophic Q/Q revenue decline of 97.94%. While the stock trades at a deep discount to book value (P/B 0.43), this appears to be a value trap given the negative ROE and a dividend payout ratio of 788.24%, which is fundamentally unsustainable. The combination of a 0/100 technical trend and consistent earnings misses (0/4 beats in the last year) suggests a continuing downward trajectory.

Strengths
Deeply discounted Price-to-Book ratio (0.43)
Very low Forward P/E ratio (2.94)
Positive operating margin (13.92%) despite net losses
Risks
Unsustainable dividend payout ratio (788.24%) indicating imminent cut risk
Severe revenue collapse (Q/Q growth of -97.94%)
Weak liquidity position with a current ratio below 1.0 (0.87)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

GHI vs MA: Head-to-Head Comparison

This page compares Greystone Housing Impact Investors LP (GHI) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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