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GLAD vs V

GLAD
Gladstone Capital Corporation
BEARISH
Price
$17.44
Market Cap
$394.0M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
GLAD
11.04
V
28.35
Forward P/E
GLAD
9.14
V
20.79
P/B Ratio
GLAD
0.83
V
15.09
P/S Ratio
GLAD
4.3
V
14.08
EV/EBITDA
GLAD
--
V
20.06

Profitability

Gross Margin
GLAD
100.0%
V
97.78%
Operating Margin
GLAD
73.11%
V
68.3%
Profit Margin
GLAD
38.91%
V
50.23%
ROE
GLAD
7.16%
V
53.95%
ROA
GLAD
4.96%
V
18.36%

Growth

Revenue Growth
GLAD
11.6%
V
14.6%
Earnings Growth
GLAD
-80.1%
V
17.4%

Financial Health

Debt/Equity
GLAD
0.8
V
0.55
Current Ratio
GLAD
1.65
V
1.11
Quick Ratio
GLAD
1.38
V
0.72

Dividends

Dividend Yield
GLAD
10.84%
V
0.89%
Payout Ratio
GLAD
122.47%
V
22.91%

AI Verdict

GLAD BEARISH

GLAD exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a technical trend of 0/100. While the stock appears cheap relative to its Graham Number ($27.41) and trades below book value (P/B 0.83), these metrics are overshadowed by a catastrophic -80.10% YoY earnings collapse and an unsustainable dividend payout ratio of 122.47%. The divergence between the defensive fair value and the growth-based intrinsic value ($11.06) suggests a value trap scenario where the market is pricing in declining earnings power.

Strengths
Trading below book value (P/B 0.83)
Strong operating margins (73.11%)
Positive YoY revenue growth (11.60%)
Risks
Unsustainable dividend payout ratio (122.47%)
Severe earnings contraction (-80.10% YoY)
Very weak Piotroski F-Score (2/9) indicating poor financial health
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

GLAD vs V: Head-to-Head Comparison

This page compares Gladstone Capital Corporation (GLAD) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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