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GNW vs JPM

GNW
Genworth Financial, Inc.
NEUTRAL
Price
$8.90
Market Cap
$3.45B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GNW
16.48
JPM
15.68
Forward P/E
GNW
22.25
JPM
13.42
P/B Ratio
GNW
0.4
JPM
2.47
P/S Ratio
GNW
0.47
JPM
5.03
EV/EBITDA
GNW
8.4
JPM
--

Profitability

Gross Margin
GNW
7.36%
JPM
0.0%
Operating Margin
GNW
2.41%
JPM
41.06%
Profit Margin
GNW
3.05%
JPM
33.91%
ROE
GNW
3.65%
JPM
16.13%
ROA
GNW
0.38%
JPM
1.35%

Growth

Revenue Growth
GNW
0.1%
JPM
2.5%
Earnings Growth
GNW
--
JPM
-3.6%

Financial Health

Debt/Equity
GNW
0.25
JPM
--
Current Ratio
GNW
10.49
JPM
--
Quick Ratio
GNW
1.06
JPM
--

Dividends

Dividend Yield
GNW
--
JPM
1.91%
Payout Ratio
GNW
0.0%
JPM
28.97%

AI Verdict

GNW NEUTRAL

Genworth Financial presents a classic value trap profile, characterized by a stable Piotroski F-Score of 4/9 and a significant discount to book value (P/B 0.40). While the Graham Number of $16.47 suggests substantial defensive value, this is heavily offset by an intrinsic value of $3.78 and a severe collapse in earnings growth (-63.6% YoY). The company maintains a strong liquidity position with a current ratio of 10.49, but stagnant revenue growth (0.10%) and thin profit margins indicate a lack of operational momentum. The divergence between the low P/B and the crashing EPS suggests the market is pricing in long-term structural headwinds despite recent short-term price gains.

Strengths
Deeply undervalued relative to book value (P/B 0.40)
Strong short-term liquidity with a Current Ratio of 10.49
Low leverage with a Debt/Equity ratio of 0.25
Risks
Severe earnings deterioration with YoY EPS growth of -63.6%
Stagnant top-line growth (Revenue Growth YoY: 0.10%)
Extremely thin profit margins (3.05%) and low ROE (3.65%)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

GNW vs JPM: Head-to-Head Comparison

This page compares Genworth Financial, Inc. (GNW) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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