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GOCO vs RAND

GOCO
GoHealth, Inc.
BEARISH
Price
$1.05
Market Cap
$30.3M
Sector
Financial Services
AI Confidence
95%
RAND
Rand Capital Corporation
BEARISH
Price
$10.80
Market Cap
$32.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GOCO
--
RAND
--
Forward P/E
GOCO
-0.27
RAND
--
P/B Ratio
GOCO
0.45
RAND
0.61
P/S Ratio
GOCO
0.08
RAND
4.95
EV/EBITDA
GOCO
-7.68
RAND
5.14

Profitability

Gross Margin
GOCO
73.43%
RAND
100.0%
Operating Margin
GOCO
-252.92%
RAND
50.17%
Profit Margin
GOCO
-71.06%
RAND
-124.17%
ROE
GOCO
-219.72%
RAND
-13.68%
ROA
GOCO
-7.72%
RAND
5.37%

Growth

Revenue Growth
GOCO
-96.8%
RAND
-39.9%
Earnings Growth
GOCO
--
RAND
--

Financial Health

Debt/Equity
GOCO
--
RAND
--
Current Ratio
GOCO
2.02
RAND
7.53
Quick Ratio
GOCO
1.93
RAND
7.04

Dividends

Dividend Yield
GOCO
--
RAND
10.74%
Payout Ratio
GOCO
0.0%
RAND
51.48%

AI Verdict

GOCO BEARISH

GOCO exhibits severe financial distress, anchored by a critical Piotroski F-Score of 1/9, indicating a near-total failure of fundamental health metrics. The company is experiencing a catastrophic collapse in top-line performance with YoY revenue growth plummeting -96.80% and an operating margin of -252.92%. While the stock trades at a deep discount to book value (P/B 0.45) and sales (P/S 0.08), these appear to be value traps given the trajectory of the business. Despite a bullish analyst target of $4.70, the deterministic data suggests a company in a death spiral with a -99.4% five-year price return.

Strengths
Low Price-to-Book ratio (0.45) suggesting deep value if assets are recoverable
Extremely low Price-to-Sales ratio (0.08)
Strong Gross Margin (73.43%) indicating the core service is still priced well
Risks
Catastrophic revenue decline of -96.80% YoY
Severe operational inefficiency with an operating margin of -252.92%
Extreme negative Return on Equity (ROE) of -219.72%
RAND BEARISH

RAND exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a completely bearish technical trend (0/100). While the stock trades at a discount to book value (P/B 0.61), this is offset by a catastrophic profit margin of -124.17% and a significant revenue contraction of -39.90% YoY. The high dividend yield of 10.74% appears unsustainable given the lack of earnings growth and negative ROE. Overall, the data suggests a value trap where low valuation metrics are a reflection of deteriorating fundamental health.

Strengths
Strong short-term liquidity with a Current Ratio of 7.53
Trading significantly below book value (P/B 0.61)
High dividend yield of 10.74%
Risks
Critical financial health failure indicated by Piotroski F-Score (2/9)
Severe revenue decline of -39.90% YoY
Deeply negative profit margins (-124.17%)

Compare Another Pair

GOCO vs RAND: Head-to-Head Comparison

This page compares GoHealth, Inc. (GOCO) and Rand Capital Corporation (RAND) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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