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RAND

BEARISH
$10.8 Live
Rand Capital Corporation · NASDAQ
$10.05 52W Range $21.0

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 18, 2026
Market cap
$32.07M
P/E
N/A
ROE
-13.7%
Profit margin
-124.2%
Debt/Equity
N/A
Dividend yield
10.74%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
RAND exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a completely bearish technical trend (0/100). While the stock trades at a discount to book value (P/B 0.61), this is offset by a catastrophic profit margin of -124.17% and a significant revenue contraction of -39.90% YoY. The high dividend yield of 10.74% appears unsustainable given the lack of earnings growth and negative ROE. Overall, the data suggests a value trap where low valuation metrics are a reflection of deteriorating fundamental health.

Key Strengths

Strong short-term liquidity with a Current Ratio of 7.53
Trading significantly below book value (P/B 0.61)
High dividend yield of 10.74%
Positive Return on Assets (ROA) of 5.37%
High gross margins (100%)

Key Risks

Critical financial health failure indicated by Piotroski F-Score (2/9)
Severe revenue decline of -39.90% YoY
Deeply negative profit margins (-124.17%)
High PEG ratio (3.13) suggesting overvaluation relative to growth
Strongly bearish technical momentum (0/100)
AI Fair Value Estimate
Based on comprehensive analysis
$9.5
-12.0% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
34
Weak
Value
45
Future
15
Past
30
Health
20
Dividend
60
AI Verdict
High Risk / Value Trap
Key drivers: Piotroski F-Score, Revenue Growth, Profit Margin, Technical Trend
Confidence
90%
Value
45/100

Low P/B suggests value, but high PEG indicates the price is too high for the current growth trajectory.

Positives
  • P/B ratio of 0.61
Watchpoints
  • High PEG ratio of 3.13
  • P/S ratio of 4.95
Future
15/100

Severe revenue contraction suggests a shrinking business model.

Positives
No standout positives identified.
Watchpoints
  • Revenue growth -39.90%
  • Negative ROE
Past
30/100

Recent performance is sharply negative, erasing long-term gains.

Positives
  • 3Y Change +35.3%
Watchpoints
  • 1Y Change -39.0%
  • 6M Change -14.3%
Health
20/100

Liquidity is high, but operational health is failing.

Positives
  • High Current Ratio (7.53)
Watchpoints
  • Piotroski F-Score 2/9
  • Negative Profit Margin
Dividend
60/100

Yield is attractive but sustainability is highly questionable given the -124% profit margin.

Positives
  • High yield 10.74%
  • Moderate payout ratio 51.48%
Watchpoints
  • Lack of earnings to support dividends

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$10.8

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for RAND and closest competitors.

Updated 2026-04-17
RAN
Rand Capital Corporation
Primary
5Y
+0.3%
3Y
+35.3%
1Y
-39.0%
6M
-14.3%
1M
+0.2%
1W
-3.5%
GRA
Grande Group Limited
Peer
5Y
-72.4%
3Y
-72.4%
1Y
-72.4%
6M
-57.7%
1M
-24.4%
1W
+13.4%
BNK
Bonk, Inc.
Peer
5Y
-96.9%
3Y
-72.4%
1Y
-65.3%
6M
-76.8%
1M
+83.6%
1W
+72.7%
HER
Herzfeld Credit Income Fund, Inc.
Peer
5Y
-1.1%
3Y
+15.1%
1Y
+35.1%
6M
+21.4%
1M
-6.3%
1W
+2.7%
GOC
GoHealth, Inc.
Peer
5Y
-99.4%
3Y
-92.5%
1Y
-89.7%
6M
-76.4%
1M
-49.3%
1W
-17.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
3.13
P/B Ratio
0.61
P/S Ratio
4.95
EV/Revenue
4.3
EV/EBITDA
5.14
Market Cap
$32.07M

Profitability

Profit margins and return metrics

Profit Margin -124.17%
Operating Margin 50.17%
Gross Margin 100.0%
ROE -13.68%
ROA 5.37%

Growth

Revenue and earnings growth rates

Revenue Growth -39.9%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
7.53
Strong
Quick Ratio
7.04
Excellent
Cash/Share
$1.42

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
33.2%
Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.1B
Debt/Equity
0.02x
Operating CF
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06
$N/A

Financial Services Sector Comparison

Comparing RAND against 500 companies in the Financial Services sector (90 bullish, 207 neutral, 203 bearish)
Return on Equity (ROE)
-13.68%
This Stock
vs
-0.0%
Sector Avg
+319073.1% (Excellent)
Profit Margin
-124.17%
This Stock
vs
48.63%
Sector Avg
-355.3% (Weaker)
Revenue Growth
-39.9%
This Stock
vs
36.71%
Sector Avg
-208.7% (Slower)
Current Ratio
7.53
This Stock
vs
3.31
Sector Avg
+127.5% (Stronger)

Similar Companies

Peer comparison within the same industry

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A
DEF 14A
2026-03-13

RAND filed a definitive proxy statement on March 13, 2026, providing shareholders with necessary information to vote on matters at the company's annual meeting.

10-K
10-K
2026-03-05

RAND filed its 10-K annual report on March 5, 2026, which includes sections on business operations, risk factors, and management's discussion and analysis. Specific financial highlights and risk details were not provided in the available excerpts.

8-K
8-K
2026-03-05

RAND filed an 8-K on March 5, 2026, likely to announce its annual financial results or a related corporate update.

10-Q
10-Q
2025-11-07

RAND has transitioned to an investment strategy focused on higher-yielding debt and elected status as a regulated investment company (RIC). Financial highlights include quarterly dividends of $0.29 per share for the first nine months of 2025 and a special dividend of $4.20 per share paid in January 2025, consisting of 20% cash and 80% stock. The company remains subject to Business Development Company regulations.

8-K
8-K
2025-11-07
8-K
8-K
2025-09-11
10-Q
10-Q
2025-08-04

RAND has transitioned to an investment strategy focused on higher-yielding debt and elected U.S. Federal tax treatment as a regulated investment company (RIC). Financial highlights include quarterly cash dividends of $0.29 per share for the first half of 2025 and a $4.20 per share dividend paid in January 2025, consisting of 20% cash and 80% stock. Specific risk factors were not detailed in the provided excerpts.

8-K
8-K
2025-08-04

RAND filed an 8-K on August 4, 2025, likely to report its second-quarter financial results.

8-K
8-K
2025-05-30
10-Q
10-Q
2025-05-05
8-K
8-K
2025-05-05

RAND filed an 8-K on May 5, 2025, likely to announce its first-quarter financial results.

8-K
8-K
2025-04-24
8-K
8-K
2025-03-18
DEF 14A
DEF 14A
2025-03-14
10-K
10-K
2025-03-10
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning RAND from our newsroom.

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