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GRF vs MBBC

GRF
Eagle Capital Growth Fund, Inc.
NEUTRAL
Price
$10.10
Market Cap
$40.1M
Sector
Financial Services
AI Confidence
85%
MBBC
Marathon Bancorp, Inc.
NEUTRAL
Price
$13.64
Market Cap
$40.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GRF
7.95
MBBC
45.47
Forward P/E
GRF
--
MBBC
--
P/B Ratio
GRF
0.84
MBBC
0.85
P/S Ratio
GRF
40.21
MBBC
5.05
EV/EBITDA
GRF
--
MBBC
--

Profitability

Gross Margin
GRF
100.0%
MBBC
0.0%
Operating Margin
GRF
35.99%
MBBC
26.58%
Profit Margin
GRF
504.51%
MBBC
9.6%
ROE
GRF
10.79%
MBBC
1.94%
ROA
GRF
0.52%
MBBC
0.33%

Growth

Revenue Growth
GRF
-2.0%
MBBC
40.3%
Earnings Growth
GRF
0.4%
MBBC
919.6%

Financial Health

Debt/Equity
GRF
--
MBBC
--
Current Ratio
GRF
1.39
MBBC
--
Quick Ratio
GRF
1.18
MBBC
--

Dividends

Dividend Yield
GRF
8.42%
MBBC
--
Payout Ratio
GRF
66.93%
MBBC
0.0%

AI Verdict

GRF NEUTRAL

GRF exhibits a stable financial profile with a Piotroski F-Score of 5/9 and a significant valuation discount, trading at $10.10 against a Graham Number of $18.48. While the company offers an attractive dividend yield of 8.42% and a low P/E of 7.95, it is hampered by stagnant earnings growth (0.40%) and slightly negative revenue growth (-2.00%). The stock is currently trading below its book value (P/B 0.84), suggesting deep value, but the 0/100 technical trend indicates a lack of market momentum. Overall, it presents as a classic value play with high income potential but no immediate growth catalyst.

Strengths
Significant discount to Graham Number ($18.48)
Strong dividend yield of 8.42% with a sustainable payout ratio (66.93%)
Low P/E ratio (7.95) relative to the financial services sector average (37.60)
Risks
Negative year-over-year revenue growth (-2.00%)
Bearish technical trend (0/100 score)
Micro-cap status ($0.04B) leading to potential liquidity risks
MBBC NEUTRAL

MBBC presents a contradictory profile characterized by a stable Piotroski F-Score of 4/9 but significant valuation overstretch. While the company exhibits explosive year-over-year earnings growth (919.60%) and revenue growth (40.30%), the current price of $13.64 trades at a substantial premium to both its Graham Number ($10.38) and Intrinsic Value ($8.85). Fundamental efficiency remains weak with a very low ROE of 1.94%, and the technical trend is heavily bearish (10/100), suggesting a potential correction toward fair value despite the growth trajectory.

Strengths
Exceptional YoY earnings growth of 919.60%
Strong revenue growth (40.30% YoY and 41.69% Q/Q)
Trading below book value (P/B of 0.85)
Risks
Significant valuation premium over Graham and Intrinsic values
Very low Return on Equity (1.94%) and Return on Assets (0.33%)
Extreme micro-cap liquidity risk (Market Cap $0.04B)

Compare Another Pair

GRF vs MBBC: Head-to-Head Comparison

This page compares Eagle Capital Growth Fund, Inc. (GRF) and Marathon Bancorp, Inc. (MBBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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