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HBAN vs JPM

HBAN
Huntington Bancshares Incorporated
NEUTRAL
Price
$16.38
Market Cap
$33.37B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
HBAN
11.78
JPM
14.69
Forward P/E
HBAN
8.56
JPM
12.62
P/B Ratio
HBAN
1.19
JPM
2.32
P/S Ratio
HBAN
4.34
JPM
4.72
EV/EBITDA
HBAN
--
JPM
--

Profitability

Gross Margin
HBAN
0.0%
JPM
0.0%
Operating Margin
HBAN
39.78%
JPM
41.06%
Profit Margin
HBAN
28.74%
JPM
33.91%
ROE
HBAN
10.1%
JPM
16.13%
ROA
HBAN
1.04%
JPM
1.35%

Growth

Revenue Growth
HBAN
10.3%
JPM
2.5%
Earnings Growth
HBAN
-10.9%
JPM
-3.6%

Financial Health

Debt/Equity
HBAN
--
JPM
--
Current Ratio
HBAN
--
JPM
--
Quick Ratio
HBAN
--
JPM
--

Dividends

Dividend Yield
HBAN
3.79%
JPM
2.11%
Payout Ratio
HBAN
44.6%
JPM
28.97%

AI Verdict

HBAN NEUTRAL

HBAN presents a mixed profile with a stable Piotroski F-Score of 4/9 and a Graham Number of $20.76 suggesting significant defensive undervaluation relative to its current price of $16.38. While the bank maintains a healthy dividend payout ratio and consistent historical earnings beats, there is a concerning divergence between revenue growth (+10.30%) and earnings growth (-10.90%). The technical trend is currently bearish (0/100), and the intrinsic growth-based value ($9.73) suggests the market is pricing in premiums that the current earnings trajectory does not fully support.

Strengths
Attractive valuation with a P/E of 11.78 and Forward P/E of 8.56
Trading significantly below its Graham Number of $20.76
Sustainable dividend profile with a 44.60% payout ratio
Risks
Negative earnings growth (-10.90% YoY) indicating margin compression
Bearish technical trend (0/100 score)
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

HBAN vs JPM: Head-to-Head Comparison

This page compares Huntington Bancshares Incorporated (HBAN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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