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HD vs JILL

HD
The Home Depot, Inc.
BEARISH
Price
$328.89
Market Cap
$327.58B
Sector
Consumer Cyclical
AI Confidence
70%
JILL
J.Jill, Inc.
NEUTRAL
Price
$13.20
Market Cap
$196.8M
Sector
Consumer Cyclical
AI Confidence
85%

Valuation

P/E Ratio
HD
23.1
JILL
7.25
Forward P/E
HD
20.17
JILL
5.46
P/B Ratio
HD
25.57
JILL
1.62
P/S Ratio
HD
1.99
JILL
0.33
EV/EBITDA
HD
15.68
JILL
5.21

Profitability

Gross Margin
HD
33.32%
JILL
68.69%
Operating Margin
HD
10.08%
JILL
0.59%
Profit Margin
HD
8.6%
JILL
4.67%
ROE
HD
145.54%
JILL
24.55%
ROA
HD
12.98%
JILL
7.46%

Growth

Revenue Growth
HD
-3.8%
JILL
-3.1%
Earnings Growth
HD
-14.2%
JILL
--

Financial Health

Debt/Equity
HD
5.14
JILL
1.85
Current Ratio
HD
1.06
JILL
1.08
Quick Ratio
HD
0.21
JILL
0.35

Dividends

Dividend Yield
HD
2.83%
JILL
2.5%
Payout Ratio
HD
64.65%
JILL
17.58%

AI Verdict

HD BEARISH

HD shows bearish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Concerns include weak profitability or high valuation.

Strengths
Strong ROE of 145.5%
Risks
Premium vs Graham Number ($64.2)
Declining revenue (-3.8%)
High debt burden with D/E of 5.14
JILL NEUTRAL

JILL presents as a classic value trap candidate, characterized by a stable Piotroski F-Score of 4/9 and a Graham Number of $18.29 that suggests significant undervaluation. However, these metrics are countered by a critical liquidity profile, specifically a Quick Ratio of 0.35 and a razor-thin operating margin of 0.59%. While the company has a long history of beating earnings estimates, the recent YoY EPS collapse of -106.2% and negative revenue growth indicate a sharp deterioration in fundamentals. The stock is currently trading almost exactly at its growth-based intrinsic value of $12.74, providing little margin of safety despite the low P/E ratio.

Strengths
Extremely low valuation multiples (P/E 7.25, P/S 0.33)
Strong Gross Margin of 68.69%
High Return on Equity (ROE) of 24.55%
Risks
Severe liquidity risk indicated by a Quick Ratio of 0.35
Critical lack of operational cushion with an operating margin of 0.59%
Negative revenue growth (-3.10% YoY) suggesting stagnant or shrinking demand

Compare Another Pair

HD vs JILL: Head-to-Head Comparison

This page compares The Home Depot, Inc. (HD) and J.Jill, Inc. (JILL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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