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HD vs JMIA

HD
The Home Depot, Inc.
BEARISH
Price
$328.89
Market Cap
$327.58B
Sector
Consumer Cyclical
AI Confidence
70%
JMIA
Jumia Technologies AG
BEARISH
Price
$6.84
Market Cap
$847.2M
Sector
Consumer Cyclical
AI Confidence
85%

Valuation

P/E Ratio
HD
23.1
JMIA
--
Forward P/E
HD
20.17
JMIA
-20.12
P/B Ratio
HD
25.57
JMIA
32.26
P/S Ratio
HD
1.99
JMIA
4.48
EV/EBITDA
HD
15.68
JMIA
-26.96

Profitability

Gross Margin
HD
33.32%
JMIA
53.87%
Operating Margin
HD
10.08%
JMIA
-17.31%
Profit Margin
HD
8.6%
JMIA
-32.58%
ROE
HD
145.54%
JMIA
-109.87%
ROA
HD
12.98%
JMIA
-24.26%

Growth

Revenue Growth
HD
-3.8%
JMIA
34.4%
Earnings Growth
HD
-14.2%
JMIA
--

Financial Health

Debt/Equity
HD
5.14
JMIA
0.46
Current Ratio
HD
1.06
JMIA
1.14
Quick Ratio
HD
0.21
JMIA
0.98

Dividends

Dividend Yield
HD
2.83%
JMIA
--
Payout Ratio
HD
64.65%
JMIA
0.0%

AI Verdict

HD BEARISH

HD shows bearish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Concerns include weak profitability or high valuation.

Strengths
Strong ROE of 145.5%
Risks
Premium vs Graham Number ($64.2)
Declining revenue (-3.8%)
High debt burden with D/E of 5.14
JMIA BEARISH

Jumia Technologies exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total failure of fundamental health metrics. While the company maintains strong top-line revenue growth of 34.4%, this is offset by a devastating ROE of -109.87% and a Price-to-Book ratio of 32.26, which suggests extreme overvaluation relative to its equity. The lack of a Graham Number or Intrinsic Value reflects the absence of positive earnings, making the stock a highly speculative play. Despite bullish analyst targets, the deterministic data points to a high-risk profile with significant capital erosion over the long term.

Strengths
Strong YoY revenue growth of 34.40%
Robust gross margin of 53.87%
Manageable Debt/Equity ratio of 0.46
Risks
Critical financial health (Piotroski F-Score 1/9)
Extreme overvaluation (Price/Book of 32.26)
Severe negative profitability (Profit Margin -32.58%)

Compare Another Pair

HD vs JMIA: Head-to-Head Comparison

This page compares The Home Depot, Inc. (HD) and Jumia Technologies AG (JMIA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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