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HD vs NCI

HD
The Home Depot, Inc.
BEARISH
Price
$328.89
Market Cap
$327.58B
Sector
Consumer Cyclical
AI Confidence
70%
NCI
Neo-Concept International Group Holdings Limited
BEARISH
Price
$0.51
Market Cap
$9.6M
Sector
Consumer Cyclical
AI Confidence
75%

Valuation

P/E Ratio
HD
23.1
NCI
1.82
Forward P/E
HD
20.17
NCI
--
P/B Ratio
HD
25.57
NCI
0.28
P/S Ratio
HD
1.99
NCI
0.04
EV/EBITDA
HD
15.68
NCI
3.99

Profitability

Gross Margin
HD
33.32%
NCI
27.18%
Operating Margin
HD
10.08%
NCI
3.75%
Profit Margin
HD
8.6%
NCI
4.01%
ROE
HD
145.54%
NCI
16.09%
ROA
HD
12.98%
NCI
6.19%

Growth

Revenue Growth
HD
-3.8%
NCI
-24.0%
Earnings Growth
HD
-14.2%
NCI
34.0%

Financial Health

Debt/Equity
HD
5.14
NCI
1.18
Current Ratio
HD
1.06
NCI
1.85
Quick Ratio
HD
0.21
NCI
0.49

Dividends

Dividend Yield
HD
2.83%
NCI
--
Payout Ratio
HD
64.65%
NCI
0.0%

AI Verdict

HD BEARISH

HD shows bearish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Concerns include weak profitability or high valuation.

Strengths
Strong ROE of 145.5%
Risks
Premium vs Graham Number ($64.2)
Declining revenue (-3.8%)
High debt burden with D/E of 5.14
NCI BEARISH

Despite a strong Piotroski F-Score of 7/9 and extreme valuation discounts (Graham Number $3.39 vs Price $0.51), NCI exhibits the classic characteristics of a value trap. The company is experiencing a catastrophic price collapse, with a 91.8% decline in the last month and a 98.9% loss over five years. While earnings are growing and ROE is positive, the 24% YoY revenue contraction and total lack of technical momentum suggest a fundamental breakdown in market confidence that outweighs the deterministic value metrics.

Strengths
Strong Piotroski F-Score (7/9) indicating solid short-term financial health
Extremely low valuation multiples (P/E 1.82, P/B 0.28)
Positive ROE (16.08%) significantly outperforming sector average (-9.85%)
Risks
Severe revenue contraction (-24% YoY) indicating declining demand
Catastrophic price action (-91.8% in 1 month) suggesting a potential liquidity or solvency crisis not yet reflected in lagging metrics
Low Quick Ratio (0.49) indicating high reliance on inventory liquidation for liquidity

Compare Another Pair

HD vs NCI: Head-to-Head Comparison

This page compares The Home Depot, Inc. (HD) and Neo-Concept International Group Holdings Limited (NCI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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