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HGTY vs V

HGTY
Hagerty, Inc.
NEUTRAL
Price
$10.72
Market Cap
$1.08B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
HGTY
28.97
V
28.35
Forward P/E
HGTY
18.09
V
20.79
P/B Ratio
HGTY
4.88
V
15.09
P/S Ratio
HGTY
0.74
V
14.08
EV/EBITDA
HGTY
4.33
V
20.06

Profitability

Gross Margin
HGTY
62.3%
V
97.78%
Operating Margin
HGTY
18.64%
V
68.3%
Profit Margin
HGTY
2.85%
V
50.23%
ROE
HGTY
20.91%
V
53.95%
ROA
HGTY
5.92%
V
18.36%

Growth

Revenue Growth
HGTY
16.5%
V
14.6%
Earnings Growth
HGTY
410.3%
V
17.4%

Financial Health

Debt/Equity
HGTY
0.3
V
0.55
Current Ratio
HGTY
1.42
V
1.11
Quick Ratio
HGTY
1.11
V
0.72

Dividends

Dividend Yield
HGTY
--
V
0.89%
Payout Ratio
HGTY
0.0%
V
22.91%

AI Verdict

HGTY NEUTRAL

HGTY presents a stable financial profile with a Piotroski F-Score of 4/9 and a current price ($10.72) trading almost exactly at its intrinsic value ($10.91). While the company exhibits explosive earnings growth (410% YoY) and an exceptionally low PEG ratio of 0.23, these fundamentals are countered by a bearish technical trend and negative insider sentiment. The Graham Number of $4.28 indicates the stock is priced at a significant premium to its defensive value. Overall, the strong operational performance is currently balanced by poor market momentum and insider divestment.

Strengths
Exceptional earnings growth (410% YoY)
Very low PEG ratio (0.23) suggesting growth is not fully priced in
Strong ROE of 20.91% indicating efficient equity usage
Risks
Bearish technical trend (0/100) indicating lack of price momentum
Net bearish insider activity with recent selling by officers and directors
Significant premium over the Graham Number ($4.28) defensive value
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

HGTY vs V: Head-to-Head Comparison

This page compares Hagerty, Inc. (HGTY) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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