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HIPO vs JPM

HIPO
Hippo Holdings Inc.
NEUTRAL
Price
$28.73
Market Cap
$747.9M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HIPO
12.94
JPM
15.68
Forward P/E
HIPO
11.18
JPM
13.42
P/B Ratio
HIPO
1.69
JPM
2.47
P/S Ratio
HIPO
1.6
JPM
5.03
EV/EBITDA
HIPO
-19.1
JPM
--

Profitability

Gross Margin
HIPO
50.94%
JPM
0.0%
Operating Margin
HIPO
5.9%
JPM
41.06%
Profit Margin
HIPO
12.31%
JPM
33.91%
ROE
HIPO
15.62%
JPM
16.13%
ROA
HIPO
-0.93%
JPM
1.35%

Growth

Revenue Growth
HIPO
18.2%
JPM
2.5%
Earnings Growth
HIPO
-86.3%
JPM
-3.6%

Financial Health

Debt/Equity
HIPO
0.12
JPM
--
Current Ratio
HIPO
1.07
JPM
--
Quick Ratio
HIPO
0.53
JPM
--

Dividends

Dividend Yield
HIPO
--
JPM
1.91%
Payout Ratio
HIPO
0.0%
JPM
28.97%

AI Verdict

HIPO NEUTRAL

HIPO presents a complex profile characterized by a recent transition to profitability but weak underlying financial health, as evidenced by a Piotroski F-Score of 3/9. While the current price of $28.73 aligns closely with the Graham Number ($29.11), it trades at a significant premium to its growth-based intrinsic value of $15.54. The company shows strong revenue growth and a low P/E relative to the sector, but these are offset by aggressive insider selling and a poor quick ratio. The overall outlook is a cautious neutral, balancing a successful earnings turnaround against deteriorating deterministic health markers.

Strengths
Recent shift to positive quarterly earnings after years of losses
Strong revenue growth (18.20% YoY)
Low Debt/Equity ratio (0.12) indicating minimal leverage
Risks
Weak Piotroski F-Score (3/9) indicating poor financial health trends
Low liquidity as shown by a Quick Ratio of 0.53
Significant negative Earnings Growth YoY (-86.30%)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

HIPO vs JPM: Head-to-Head Comparison

This page compares Hippo Holdings Inc. (HIPO) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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