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HIX vs MA

HIX
Western Asset High Income Fund II Inc.
NEUTRAL
Price
$4.00
Market Cap
$360.3M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HIX
9.3
MA
30.28
Forward P/E
HIX
--
MA
22.05
P/B Ratio
HIX
0.92
MA
57.74
P/S Ratio
HIX
7.31
MA
13.6
EV/EBITDA
HIX
--
MA
22.13

Profitability

Gross Margin
HIX
100.0%
MA
100.0%
Operating Margin
HIX
89.5%
MA
57.73%
Profit Margin
HIX
79.22%
MA
45.65%
ROE
HIX
9.75%
MA
209.91%
ROA
HIX
4.55%
MA
23.72%

Growth

Revenue Growth
HIX
-8.1%
MA
17.6%
Earnings Growth
HIX
22.9%
MA
24.2%

Financial Health

Debt/Equity
HIX
0.48
MA
2.56
Current Ratio
HIX
0.05
MA
1.03
Quick Ratio
HIX
0.04
MA
0.68

Dividends

Dividend Yield
HIX
14.7%
MA
0.7%
Payout Ratio
HIX
136.74%
MA
18.4%

AI Verdict

HIX NEUTRAL

HIX exhibits strong fundamental health with a Piotroski F-Score of 7/9 and trades at a significant discount to both its Graham Number ($6.50) and Intrinsic Value ($12.69). While the company maintains impressive profit margins and a low debt-to-equity ratio, it is burdened by a highly unsustainable dividend payout ratio of 136.74%. The combination of negative revenue growth and a completely bearish technical trend (0/100) suggests a value trap scenario despite the attractive valuation metrics.

Strengths
Strong Piotroski F-Score (7/9) indicating robust financial health
Deeply undervalued relative to book value (P/B 0.92)
Very high profit margins (79.22%) and operating margins (89.50%)
Risks
Unsustainable dividend payout ratio (136.74%) exceeding earnings
Negative year-over-year revenue growth (-8.10%)
Extremely low liquidity ratios (Current Ratio 0.05)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HIX vs MA: Head-to-Head Comparison

This page compares Western Asset High Income Fund II Inc. (HIX) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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