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HOPE vs QCRH

HOPE
Hope Bancorp, Inc.
NEUTRAL
Price
$12.25
Market Cap
$1.57B
Sector
Financial Services
AI Confidence
80%
QCRH
QCR Holdings, Inc.
BULLISH
Price
$92.77
Market Cap
$1.55B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HOPE
25.0
QCRH
12.1
Forward P/E
HOPE
7.88
QCRH
10.8
P/B Ratio
HOPE
0.69
QCRH
1.39
P/S Ratio
HOPE
3.44
QCRH
4.42
EV/EBITDA
HOPE
--
QCRH
--

Profitability

Gross Margin
HOPE
0.0%
QCRH
0.0%
Operating Margin
HOPE
33.01%
QCRH
41.3%
Profit Margin
HOPE
13.5%
QCRH
36.19%
ROE
HOPE
2.79%
QCRH
12.06%
ROA
HOPE
0.35%
QCRH
1.37%

Growth

Revenue Growth
HOPE
32.0%
QCRH
17.1%
Earnings Growth
HOPE
45.8%
QCRH
19.4%

Financial Health

Debt/Equity
HOPE
--
QCRH
--
Current Ratio
HOPE
--
QCRH
--
Quick Ratio
HOPE
--
QCRH
--

Dividends

Dividend Yield
HOPE
4.57%
QCRH
0.43%
Payout Ratio
HOPE
114.29%
QCRH
3.2%

AI Verdict

HOPE NEUTRAL

HOPE presents a complex profile with a stable Piotroski F-Score of 4/9 and significant valuation discounts, trading well below its Graham Number ($14.01) and Intrinsic Value ($14.46). While the company shows aggressive revenue (32%) and earnings growth (45.8%), these are offset by a critically unsustainable dividend payout ratio of 114.29%. The combination of bearish insider sentiment and low ROE (2.79%) suggests that while the asset is cheap on a book-value basis (P/B 0.69), internal health and capital allocation are concerning.

Strengths
Significant undervaluation with P/B ratio of 0.69
Strong YoY revenue growth of 32.00%
Impressive YoY earnings growth of 45.80%
Risks
Unsustainable dividend payout ratio of 114.29%
Bearish insider activity with $1.02M in net sales and zero buys
Very low ROE (2.79%) and ROA (0.35%) for a regional bank
QCRH BULLISH

QCRH exhibits a stable financial profile with a Piotroski F-Score of 4/9 and is currently undervalued, trading at $92.77, well below its Graham Number of $105.98 and Intrinsic Value of $220.96. The company demonstrates exceptional operational consistency, having beaten earnings estimates in nearly every quarter over the last 25 reporting periods. While technical trends and insider sentiment are currently bearish, the strong YoY revenue (17.10%) and earnings growth (19.40%) provide a powerful fundamental cushion. The valuation suggests a significant margin of safety for long-term investors.

Strengths
Exceptional earnings track record with consistent beats over 25 quarters
Strong growth profile with YoY earnings growth of 19.40%
Trading at a discount to both Graham Number and Intrinsic Value
Risks
Strongly bearish technical trend (10/100) indicating short-term price pressure
Low insider sentiment with net selling activity
Piotroski F-Score of 4/9 indicates only 'Stable' health rather than 'Strong'

Compare Another Pair

HOPE vs QCRH: Head-to-Head Comparison

This page compares Hope Bancorp, Inc. (HOPE) and QCR Holdings, Inc. (QCRH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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