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HOPE vs JPM

HOPE
Hope Bancorp, Inc.
NEUTRAL
Price
$12.25
Market Cap
$1.57B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
HOPE
25.0
JPM
14.69
Forward P/E
HOPE
7.88
JPM
12.62
P/B Ratio
HOPE
0.69
JPM
2.32
P/S Ratio
HOPE
3.44
JPM
4.72
EV/EBITDA
HOPE
--
JPM
--

Profitability

Gross Margin
HOPE
0.0%
JPM
0.0%
Operating Margin
HOPE
33.01%
JPM
41.06%
Profit Margin
HOPE
13.5%
JPM
33.91%
ROE
HOPE
2.79%
JPM
16.13%
ROA
HOPE
0.35%
JPM
1.35%

Growth

Revenue Growth
HOPE
32.0%
JPM
2.5%
Earnings Growth
HOPE
45.8%
JPM
-3.6%

Financial Health

Debt/Equity
HOPE
--
JPM
--
Current Ratio
HOPE
--
JPM
--
Quick Ratio
HOPE
--
JPM
--

Dividends

Dividend Yield
HOPE
4.57%
JPM
2.11%
Payout Ratio
HOPE
114.29%
JPM
28.97%

AI Verdict

HOPE NEUTRAL

HOPE presents a complex profile with a stable Piotroski F-Score of 4/9 and significant valuation discounts, trading well below its Graham Number ($14.01) and Intrinsic Value ($14.46). While the company shows aggressive revenue (32%) and earnings growth (45.8%), these are offset by a critically unsustainable dividend payout ratio of 114.29%. The combination of bearish insider sentiment and low ROE (2.79%) suggests that while the asset is cheap on a book-value basis (P/B 0.69), internal health and capital allocation are concerning.

Strengths
Significant undervaluation with P/B ratio of 0.69
Strong YoY revenue growth of 32.00%
Impressive YoY earnings growth of 45.80%
Risks
Unsustainable dividend payout ratio of 114.29%
Bearish insider activity with $1.02M in net sales and zero buys
Very low ROE (2.79%) and ROA (0.35%) for a regional bank
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

HOPE vs JPM: Head-to-Head Comparison

This page compares Hope Bancorp, Inc. (HOPE) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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