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HOPE vs MA

HOPE
Hope Bancorp, Inc.
NEUTRAL
Price
$12.25
Market Cap
$1.57B
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HOPE
25.0
MA
30.28
Forward P/E
HOPE
7.88
MA
22.05
P/B Ratio
HOPE
0.69
MA
57.74
P/S Ratio
HOPE
3.44
MA
13.6
EV/EBITDA
HOPE
--
MA
22.13

Profitability

Gross Margin
HOPE
0.0%
MA
100.0%
Operating Margin
HOPE
33.01%
MA
57.73%
Profit Margin
HOPE
13.5%
MA
45.65%
ROE
HOPE
2.79%
MA
209.91%
ROA
HOPE
0.35%
MA
23.72%

Growth

Revenue Growth
HOPE
32.0%
MA
17.6%
Earnings Growth
HOPE
45.8%
MA
24.2%

Financial Health

Debt/Equity
HOPE
--
MA
2.56
Current Ratio
HOPE
--
MA
1.03
Quick Ratio
HOPE
--
MA
0.68

Dividends

Dividend Yield
HOPE
4.57%
MA
0.7%
Payout Ratio
HOPE
114.29%
MA
18.4%

AI Verdict

HOPE NEUTRAL

HOPE presents a complex profile with a stable Piotroski F-Score of 4/9 and significant valuation discounts, trading well below its Graham Number ($14.01) and Intrinsic Value ($14.46). While the company shows aggressive revenue (32%) and earnings growth (45.8%), these are offset by a critically unsustainable dividend payout ratio of 114.29%. The combination of bearish insider sentiment and low ROE (2.79%) suggests that while the asset is cheap on a book-value basis (P/B 0.69), internal health and capital allocation are concerning.

Strengths
Significant undervaluation with P/B ratio of 0.69
Strong YoY revenue growth of 32.00%
Impressive YoY earnings growth of 45.80%
Risks
Unsustainable dividend payout ratio of 114.29%
Bearish insider activity with $1.02M in net sales and zero buys
Very low ROE (2.79%) and ROA (0.35%) for a regional bank
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HOPE vs MA: Head-to-Head Comparison

This page compares Hope Bancorp, Inc. (HOPE) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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