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HPI vs MA

HPI
John Hancock Preferred Income Fund
NEUTRAL
Price
$16.13
Market Cap
$432.2M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HPI
12.5
MA
30.28
Forward P/E
HPI
--
MA
22.05
P/B Ratio
HPI
1.0
MA
57.74
P/S Ratio
HPI
9.07
MA
13.6
EV/EBITDA
HPI
--
MA
22.13

Profitability

Gross Margin
HPI
100.0%
MA
100.0%
Operating Margin
HPI
88.42%
MA
57.73%
Profit Margin
HPI
72.48%
MA
45.65%
ROE
HPI
7.97%
MA
209.91%
ROA
HPI
3.79%
MA
23.72%

Growth

Revenue Growth
HPI
1.2%
MA
17.6%
Earnings Growth
HPI
-9.3%
MA
24.2%

Financial Health

Debt/Equity
HPI
0.6
MA
2.56
Current Ratio
HPI
1.56
MA
1.03
Quick Ratio
HPI
1.47
MA
0.68

Dividends

Dividend Yield
HPI
9.19%
MA
0.7%
Payout Ratio
HPI
114.88%
MA
18.4%

AI Verdict

HPI NEUTRAL

HPI presents a stable but stagnant profile, anchored by a Piotroski F-Score of 6/9 indicating stable financial health. While the Graham Number of $21.61 suggests a defensive undervaluation, the growth-based intrinsic value of $9.03 and a bearish technical trend (0/100) signal significant headwinds. The most critical concern is the unsustainable dividend payout ratio of 114.88%, which suggests the current 9.19% yield is being funded by capital or debt rather than earnings. Overall, the fund is a value trap for growth investors but may hold appeal for income seekers willing to risk a dividend cut.

Strengths
Stable financial health with a Piotroski F-Score of 6/9
Trading at a Price-to-Book ratio of 1.00, indicating fair asset valuation
Very high profit margins (72.48%) and operating margins (88.42%)
Risks
Unsustainable dividend payout ratio of 114.88%
Negative earnings growth (-9.30% YoY)
Stagnant revenue growth of only 1.20%
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HPI vs MA: Head-to-Head Comparison

This page compares John Hancock Preferred Income Fund (HPI) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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