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HQL vs MA

HQL
Abrdn Life Sciences Investors
BULLISH
Price
$17.56
Market Cap
$534.0M
Sector
Financial Services
AI Confidence
75%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HQL
6.29
MA
30.28
Forward P/E
HQL
--
MA
22.05
P/B Ratio
HQL
1.01
MA
57.74
P/S Ratio
HQL
275.47
MA
13.6
EV/EBITDA
HQL
--
MA
22.13

Profitability

Gross Margin
HQL
100.0%
MA
100.0%
Operating Margin
HQL
-346.83%
MA
57.73%
Profit Margin
HQL
4415.74%
MA
45.65%
ROE
HQL
17.59%
MA
209.91%
ROA
HQL
-0.43%
MA
23.72%

Growth

Revenue Growth
HQL
-69.9%
MA
17.6%
Earnings Growth
HQL
259.4%
MA
24.2%

Financial Health

Debt/Equity
HQL
--
MA
2.56
Current Ratio
HQL
0.73
MA
1.03
Quick Ratio
HQL
0.71
MA
0.68

Dividends

Dividend Yield
HQL
12.76%
MA
0.7%
Payout Ratio
HQL
65.23%
MA
18.4%

AI Verdict

HQL BULLISH

HQL presents as a deep-value opportunity, anchored by a stable Piotroski F-Score of 6/9 and a significant valuation gap, with a current price of $17.56 trading well below its Graham Number ($33.01) and Intrinsic Value ($82.31). While the company exhibits severe operational anomalies—specifically a -69.90% revenue collapse and a deeply negative operating margin—the massive earnings growth and low P/E ratio (6.29) suggest the entity is benefiting from significant investment gains rather than core fee income. The high dividend yield of 12.76% is supported by a sustainable payout ratio, though the bearish technical trend (10/100) suggests a period of consolidation or price correction is underway.

Strengths
Extreme undervaluation relative to Graham Number ($33.01) and Intrinsic Value ($82.31)
Very low P/E ratio (6.29) compared to the sector average of 36.83
Strong dividend yield of 12.76% with a manageable payout ratio (65.23%)
Risks
Severe revenue decline (-69.90% YoY) indicating a collapse in core business growth
Poor operational efficiency with an operating margin of -346.83%
Liquidity risk evidenced by a current ratio of 0.73 (below 1.0)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HQL vs MA: Head-to-Head Comparison

This page compares Abrdn Life Sciences Investors (HQL) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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