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IBTA vs SCSC

IBTA
Ibotta, Inc.
BEARISH
Price
$35.60
Market Cap
$848.9M
Sector
Technology
AI Confidence
85%
SCSC
ScanSource, Inc.
NEUTRAL
Price
$39.55
Market Cap
$867.8M
Sector
Technology
AI Confidence
80%

Valuation

P/E Ratio
IBTA
296.67
SCSC
12.21
Forward P/E
IBTA
21.22
SCSC
8.87
P/B Ratio
IBTA
3.12
SCSC
0.94
P/S Ratio
IBTA
2.48
SCSC
0.29
EV/EBITDA
IBTA
196.39
SCSC
7.14

Profitability

Gross Margin
IBTA
79.25%
SCSC
13.75%
Operating Margin
IBTA
-1.56%
SCSC
2.57%
Profit Margin
IBTA
1.04%
SCSC
2.44%
ROE
IBTA
0.96%
SCSC
8.16%
ROA
IBTA
0.19%
SCSC
3.5%

Growth

Revenue Growth
IBTA
-10.0%
SCSC
2.5%
Earnings Growth
IBTA
--
SCSC
7.1%

Financial Health

Debt/Equity
IBTA
0.09
SCSC
0.13
Current Ratio
IBTA
1.96
SCSC
1.96
Quick Ratio
IBTA
1.91
SCSC
1.04

Dividends

Dividend Yield
IBTA
--
SCSC
--
Payout Ratio
IBTA
0.0%
SCSC
0.0%

AI Verdict

IBTA BEARISH

IBTA exhibits significant valuation disconnects, trading at a massive premium to its Graham Number ($5.55) and Intrinsic Value ($0.84). While the Piotroski F-Score of 4/9 indicates stable financial health and the balance sheet is clean with very low debt (D/E 0.09), these are overshadowed by deteriorating fundamentals. Revenue growth is negative (-10% YoY) and earnings have collapsed (-87.2% YoY), suggesting the current price is speculative rather than data-driven.

Strengths
Strong Gross Margin (79.25%) typical of scalable software models
Very low Debt/Equity ratio (0.09) indicating minimal leverage risk
Healthy liquidity with a Current Ratio of 1.96
Risks
Severe valuation gap: Current price is >6x the Graham Number
Negative revenue growth (-10% YoY and Q/Q)
Collapsing profitability with YoY EPS growth at -87.2%
SCSC NEUTRAL

SCSC presents a classic value-trap profile, characterized by a stable Piotroski F-Score of 4/9 and a significant discount to its Graham Number ($55.39) and Intrinsic Value ($57.19). While valuation metrics are exceptionally attractive (P/B < 1.0, PEG 0.58), the company suffers from razor-thin profit margins and stagnant revenue growth. The bullish valuation case is heavily offset by bearish insider activity from the CEO and CFO and a recent decline in quarterly EPS growth. Consequently, the stock is fundamentally undervalued but lacks a clear immediate catalyst for growth.

Strengths
Deep valuation discount (Price $39.55 vs Graham $55.39)
Very low leverage with a Debt/Equity ratio of 0.13
Strong liquidity position with a Current Ratio of 1.96
Risks
Razor-thin profit margins (2.44%) leave little room for operational error
Bearish insider sentiment with significant selling by CEO and CFO
Stagnant YoY revenue growth of only 2.50%

Compare Another Pair

IBTA vs SCSC: Head-to-Head Comparison

This page compares Ibotta, Inc. (IBTA) and ScanSource, Inc. (SCSC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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